I am looking for cheap health insurance for New York State into the 12953 area.
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New York doesn't let insurance companies charge lower rates to younger people and higher rates to older people. So if you're young, it's overpriced; if you're old, it's underpriced. Since younger people don't want to pay higher than they need, they often go without, which drives the cost up even further. Social policy at its finest. Fewer people insured and higher rates.
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