Thursday, June 23, 2011

Why do health insurance drop people?

My sister had health insurance for about a year and she went in about 7 months ago to have a colonosopy( they removed 2 small polyps) and she also took a medication for osteoporosis. A few weeks ago she got a letter from her insurnace company saying they were dropping her because of the polyps removal and of the medication used to prevent osteoporosis. Do insurance companies normally do this?
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As already mentioned it is illegal in ALL states for an insurance company to drop you because of medical problems. There has to be more to the story, either she didn't pay the bill or she lied on the application. If it is true as you wrote all she has to do is forward the letter to the state department of insurance and the insurance company will have to reinstate her and they'll be in big trouble. They will face monetary fines and possibly be forbidden to operate in that state in the future.
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