Saturday, June 4, 2011

Who can tell me the demographics of the country's ~50 million who lack health insurance?

Examples: How many are present in the U.S. illegally? How many qualify for Medicaid but just haven't signed up? How many are children who are covered but whose parents have not signed them up? How many can afford it but choose not to have it? How many are young adults who incur minimal health care expenditures and believe they don't need it currently? Knowing a little more about the people who are uninsured should shed some light on the need for Universal Health Care.
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25% are illegal aliens, another 10 million, which would be about 20%, have it available through work but choose not to pay for it (probably in the $200 per month range for individual, $300 to $400 per month for family coverage). Mostly young people choose not to take it when offered, families that don't opt for it do it because of costs, $4800 per year is significant for families living on $40,000 to $50,000 per year). For the 20% who opt not to take it, it has to do with cost, which is another matter, clearly cost containment is necessary. And there is no excuse for counting people who are here illegally (and they drive up the cost for all of us). Maybe if costs were more reasonable (not paying for illegals, not allow such large malpractice judgments) and a significant portion of the other 70% would be able to afford health insurance (but I bet that even if the cost were $100 a month for a family that there would still be people too dumb to buy it, making sure that those people have health insurance isn't an excuse for me not having access to LIFELONG quality care if I am willing to pay for it).
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