Inpatient Hospital Expense---80% of allowable amount after calendar year deductible. My deductible is 5,000. Does this mean I have to meet the 5,000 dollar deductable before they pay 80%, if I was to go to the hospital?
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Yes, you would have to pay the first $5,000 per calendar year. After that, the insurance company would pay 80% of allowable charges and you'd pay 20%. Note - you wouldn't have to pay the first $5,000 each time you were hospitalized, just the first $5,000 in any calendar year.
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