I found a plan that is about $110 per month that includes a discount dental and vision plan. The deductible is on the high end at $7,000 but I'm a 24 year old, healthy college student so the lower premium is more important than the deductible. It also includes $10 generic prescriptions and 25% payment on brand name prescriptions. Is $110 a good rate for this kind of plan?
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Yep, that's a pretty good rate. YOu might be able to ditch the dental and vision to cut it down further, but a LOW deductible plan should run you around $250 a month. A local agent might be able to meet the price, with a slightly lower deductible (like maybe $5K), but what you have there isn't bad.
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