I am covered through a large group plan in CA. The employees were just informed that the insurance company wants all the following information or they will cancel your insurance: birth certificates for children, divorce papers, marriage certificates, etc. I thought this was a totally violation of privacy laws! Am I missing something???
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You're missing something. See, people have been adding girlfriends and kids that aren't theirs, to their insurance policies - calling them spouses and their own children. This is insurance fraud. To verify that your girlfriend really IS your wife, you need to show the marriage certificate. You need to show that the children are yours, by showing the birth certificate or adoption papers. "Dependents" who are illegally on your policy, will be removed. How do they prove that they aren't really a dependent? They can't - so they request you to provide proof that they legally ARE a dependent.
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