I keep getting denied for individual health insurance b/c I am overweight. Does anyone have advise on a company that does not discriminate against the overweight? Please??!??
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I'm afraid not, unless you get an employee health plan with a defined one-price premium. You might want to hunt for such a position...federal and state government jobs usually have good priced health insurance. Even if you have to take a pay cut from your present position, it sounds like you'd be saving a ton in insurance. Private insurers peg their premiums based on their risk/expense, and those who are overweight (I am, too) cost insurers more. It's not discrimination to charge you enough for them to make a profit. It would be discrimination if they refused to insure you, period.
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