Friday, April 22, 2011

health insurance deductible and doctor visits?

if a health insurance policy states that it has a deductible of 2500, say, but the regular doctor visits only say "$30 copay," and say nothing about "after deductible," do I have to pay only the $30? are the deductible costs separate from that? do the deductible cost only count towards hospitilization?
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~~When you have a copay stated for an office visit then your deductible does not apply. In your policy the deductible will only count for procedures, tests, hospital stays, well essentially anything but the office visit.~~
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