I am a self employed horse trainer and can't find an insurance company to insure me for a reasonalbe amount of money.
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I think the best way is to do some research on your own and then get in touch with local health insurance agents or brokers. I say more than one because talking with more agents will give you more ideas, see more health plan products, and – most importantly – get several different insurance agents competing two earn your business. Many people don't realize it, but insurance plans aren't any cheaper online than they are through an agent. You might want to find out whether a horse trainer organization has group health insurance. It would be cheaper than individual health insurance. I've included a link to United Professional Horsemen's Association; they might have group health plans for members or offer advice. I'm sure there are other professional horse trainers in your situation. When I've looked at self-employment matters, The National Associated for the Self-Employed (see link below) had some good information. They have a health care Web site with some good information as well (also below). Also, some states have group-purchasing pools for small business and the self-employed. Depending on the kind of business you're in, there may be a trade association you can join and get group health insurance through them. After you've done some researching, try visiting MostChoice.com. You fill out a short form, they send you information on health plans available in your state, and local state-licensed insurance agents contact you within 48 hours to talk about what you're company needs in a group health plan. It's free and you're not required to buy anything from the agents who contact you. Just wait until one of them delivers an insurance solution that makes sense for you and your company. You can visit MostChoice here: http://www.mostchoice.com/health-insuran… Hope this helps, Barnes@MostChoice
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