Wednesday, April 20, 2011

Are there any health insurance companies that exist that accept aplicants who already have medi-cal?

and who simply want to have better insurance so that doctors will see them, because the doctors are telling them that medi-cal is not good enough insurance ? Any companies? Blue shield said they do not allow applicants who have medi-cal. Which I don't understand why this is even an issue?
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The reason is most people on Medi-cal can't afford regular insurance, at least not for very long. It can take an insurance company 6 - 8 months to recoup the cost to issue you a policy, longer if you use the insurance, and people on Medicaid from any state often drop off the plan in a couple of months. You can have regular insurance and Medicaid. Many minor children of divorced parents have a policy provided by the dad (because of the divorce decree) and at the same time are on Medicaid. Also, many people are on both Medicare with a private policy and Medicaid. Medi-cal is just as good as regular insurance. The reason many doctors don't want to accept it is because the doctor gets paid less money from Medi-cal than they do from private insurance.
Source

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