How do you lower health insurance costs when you add pre existing conditions and remove payment caps?

It sounds wonderful. Eliminate pre existing conditions often claimed by insurance companies when they deny someone insurance. So if they make it the law an insurance company has to start treating someone with a serious illness how are they suppose to lower everyone's rates? Does this mean we can just wait until we sick to buy insurance now?
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It doesn't reduce healthcare costs and it doesn't reduce premiums. The CBO has calculated that the "health care" bill, in its current form, will cost $900M. This is assuming that everything goes as advertised. Most conservative estimates have the real number at about $2T.. That's $2,000,000,000,000! or $6,000 tax for every man, woman, and child in America. It is immoral to pass this kind of debt to our children and grandchildren!
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