Friday, January 7, 2011

Can you recommend health insurance for a senior citizen who is a permanent resident but never worked in USA?

My father-in-law is from Pakistan and has health coverage in England (permanent resident there). He is 80 years old. He wants to move here to USA, but does not qualify for Medicare (he never worked in USA). What are our options for finding health insurance for him? Please help!!! thanks!!!!
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AARP can provide good information on many health plan options for your FIL. The best plan really depends on the level of care that he needs. If he is in pretty good shape and does not have a history of major health issues (Diabetes, cancer, heart disease etc) then you might be able to find a reasonable plan. If he requires a lot of care, he'll receive it to keep him alive but you will be charged dearly for his care. You may want to consider paying out of pocket and find doctors who charge reasonable prices for his care. One of the problems we have with insurance is that people have grown dependent on insurance. Some doctors in private practices are not taking insurance and are able to provide reasonably priced care for their patients. Good luck.
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