Lets add weight to the excuses for health insurance to single out customers. Why do our law makers and government allow this. The idea behind insurance is to pool money to pay expenses to avoid financial disaster. They take your money for years and when you depend on them they legally avoid payment and cancel you!!!!
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Bingo. Now you've got it. Insurance companies are supposed to cover risk. They decided a long time ago that they would rather cover executives' golden parachutes. We don't have a "health care" crisis in America nearly so much as we have a crisis of unethical insurance executives who aren't managing the assets they've been entrusted with.
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