Health insurance .......?

i am about to take up health insurance but i am not sure how it works I recently contacted the BLF and they said that i have classic symtoms of Bronchiectasis, results from a chest x-ray revealed nothing and my doctor will not refer me to a chest physician because of this. If i do a CT Scan for my lungs privately will my new Health Insurance cover the cost ?
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CT scans usually need authorization from your health insurance. So, if you decide to do it on your own, you're probably on your own trying to pay for it. Have you actually been diagnosed as having Bronchiectasis? The way you usually diagnose Bronchiectasis is through xrays, and CT scans... So, I'm assuming they were unable to confirm a dx via chest xray... And, you want a CT?... There are other tests that probably need to be done if the xray was negative... And, you may not need to see a Pulmanologist without CT results to confirm your diagnosis. Will your doctor request the CT scan? A Pulmonologist may not even agree to see you without the results of a scan, so I'd stick with your doc. Tell them you want a CT. See what they say... If they disagree, ask them for a diagnosis... Like what do they think is wrong with you if not Bronchiectasis??? If it fails, call the insurance. Ask them what type of proof do you need to provide of medical necessity to have the scan covered. See if you can request authorization for the ct, without a doctor's permission. Its possible you may have symptoms will immediately qualify you for the test. good luck
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