Monday, July 25, 2011

Can a step parents add a child on his health insurance?

We live in california, and i have heard that if they investigate and there is a claim and they look into it, because he has no legal coustody, then there is a possibility they would not cover the claim?? Please help, and if you reference from a website, if you could include the url that would be great.
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Not true. Yes, you can add a stepchild to your health insurance. It's done ALL THE TIME.
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Has anyone had to go through so much to have bariatric surgery due to their health insurance requirements?

Hello! I want to have barriatric surgery. OK not WANT but NEED. My doctor has advised that I definitely have it. But, my health insurance, MVP says that I have to go to a clinic, and lose 10% of my weight on my own first?! This to me seems ridiculous being that this is why people have the surgery to begin with, because we CANT on our own. Aside from that I have to see 3 doctors, a therapist, get letters written, etc! Has anyone else successfully gone through all of this? If so, how long did it take? Was it worth it? Do you have any advice? THANK YOU! I am totally postponing even begining faxing the papers into this clinic which is the 1st step because I forsee NEVER seeing a light @ the end of the tunnel. This seems impossible and I feel nearly hopeless yet my dr. said I have to?! I mean... help?? :( STUPID health insurance!!!!! :|
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This is my experience: I need to write down all the diet I tray. Go to a neumology do the sleep study and other test. Go to a cardiologist and do a stress test and ecocardiogram and electrocardiogram. Go to a nutrition's. Go to a speech with a medical educator. Go to a psychiatric evaluation. Go to and interns and do a completed blood work. I had the operation 6 month ago lose 83 lbs feel fine and I medicine free for diabetes and high blood pressure. I wait 5 month between the operation is approved and the surgery. Is a risky operation is better to be prepared also all you describe is part of the usual medical protocol for the operation. For more info visit: www.bariatricedge.com Good luck
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bladder infection and no health insurance?

i have had bladder infection all my life and more when im prenant but i havent had one in the longest and now that i dont have health insurance i get one... how can i make this pass faster it is very annoying. will drinking lots of water help?
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There are some over the counter products that can help. Low cost clinics (like Planned Parenthood) can also provide affordable services. That's what they're there for!
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Need to learn how to verify health insurance benefits for an internist office .?

Just started a job and it is a new office-would like to learn how to verify health benefits and to do authorizations -Is there anyone out there that can give me some info on this??
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It's best to set up a verification sheet that has the pt's insurance name, id#'s, contact phone # (usualy found on the patients insurance card), who you spoke with there, effective date, co-pay amount (and if it's due for this type of visit) deductible (and amount met), co-insurance amount, out of pocket amount (and amount met). If pre-certification or authorization is needed for any procedures or diagnostic testing (this does not necessarily have to be done at the initial visit, only if a special test or procedure is ordered by the doctor.)Some insurance base this on the cost of the procedure (say over $1000) or if it's an out patient or in-patient procedure done in a hospital or out-patient surgery center. HMO's will almost always need prior auth from the pt's PCP. That way, this verification can be saved in the patients chart as documentation if any questions arise later.
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Help! Where to get health insurance for a new immigrant who is a senior citizen?

My relative is a first time immigrant to the US. The problem is he did not worked here so he has no social security benefits. He is a senior citizen (around 67) with some hypertension problems. Where in the world can I get a low-cost health insurance for him?
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if you live near a large city, there are free clinics! Private Health insurance is very expensive! tell me the State and City you live in!! if you live in Florida, I can tell you where to go for help....
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Can I get birth control at Planned Parenthood without Health Insurance?

I'm getting married in 2 months and we we're thinking it might be cheaper to try and get birthy control from Planned Parenthood instead of paying insurace monthly AND getting birth control. Is this possible?
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Planned Parenthood does business based on your income. If you can't afford healthcare, then you can get birth control for Free including IUD's. If you have a healthcare provider already then even better. They'll take care of the costs. Planned Parenthood is very good about birth control, Call and talk to someone about it.
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Would letter of creditability from a previous insurance carrier guarantee issue of health insurance?

A doctor left his job in another state and moved to Florida. The group insurance he had expired 20 days ago. The employer advised him he should be getting a "letter of creditability". Does this mean his pre existing condition will be covered with the new insurance company and they cannot deny him? thanks
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No. It guarantees only that if a policy is issued that will eventually cover the condition, then there will be no waiting period between when coverage starts and when coverage for the condition starts. it does not mean that a policy will be issued at all, and it does not mean that the policy will ever cover the condition.
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