Sunday, July 3, 2011

Where can i get the best and affordable health insurance?

company does not provide it anymore. where can i get the best and affordable health insurance that i pay for myself. thanks
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Kaiser's 25 copay plan charges 227/month
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Anyone have suggestions on dropping out of employer health plan and getting your own insurance?

Health insurance is so expensive, and we rarely use it. I am thinking about taking out my own high-deductible policy for catastrophic coverage and paying everything out of pocket. Has anyone tried this? Any recommendations for companies that offer high-deductible policies for catastrophic coverage?
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I would never suggest to not elect group coverage. Group coverage is cheaper because you are paying the group rate. An individual policy is usually a lot more expensive and your rates can increase every year. You can not afford to not have insurance. What would happen if you had a major medical claim. You can not work your way out of a claim for hundreds of thousands of dollars to some claims that are one million dollars. I decided to quit my "big boy" job 3 years a go. I did purchase a individual policy and my premiums have increased every year by at least 15%. I am now paying $174 a month for health and rx coverage (no dental and vision). If you are still thinking about making such a bold move, speak to an insurance advisor.
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How long does the Virginia Life, Accident, and Health Insurance Exam take?

How many questions are on it? What is a passing score on it? What is the pass rate for those who take the test? and finally For those who have taken the exam, please rate it on a scale from 1-10 (10 being the hardest test ever taken).
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It has been awhile since taking, but I believe there are 200 multiple choice questions. I believe the passing score is 75%. Took and passed all on the same day, 1st time. The Va P & C is much harder.
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Need health insurance policy for my parents aged 60 and 53.?

What do you suggest? How is reliance healthwise? Has anyone made a claim? How is the process?
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There are plenty of health insurance companies that have strong policies for those up to the age of 65. The key is to choose a reputable and trustworthy company like a Blue Cross Blue Shield, United Healthcare, Aetna, Humana, etc. Plans differ from state to state so be sure and compare quotes from at least 3 different companies in order to find the best plan for their needs. Here is some more information on how to choose the best health insurance company:
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If my child gets hurt on my backyard trampoline - will my/his health insurance cover his injuries?

Or would that be a home insurance claim?
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Use your health insurance. It's a bad idea to try and put a claim through your home owners insurance. You are at risk of being dropped or premium going up. Children get hurt at home all the time. If a friends child got hurt at your home then you should deal with the Homeowners insurance company. That's my opinion!
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I moved to Canada from the states, had health insurance but was only for my state. How can I get it here?

I cant get it through any type of work b/c I cant work here yet.
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You will have to register with your provincial health plan. Click on link below and select your province. Please be aware Ontario requires at least 90 days of residency before you're allowed to utilize their provincial health system.
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Low income Health and dental insurance ?

I make under 20'000 a year and im in need of dental work for my wisdom teeth and health insurance because im getting sick. Is there any gov. programs or anything i can do to help. I live in ohio.
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Your state should offer insurance through the department of human services for low income individuals. Bad wisdom teeth should be treated asap....you can die from bad teeth in severe cases.
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