Tuesday, May 3, 2011

i work in the healthcare field, but my employer doesn't offer health insurance? why?

it is a small chiropractic clinic with 2 doctors and 4 employees. is it up to the owner/doctor if they offer health insurance to their employees, and why wouldn't they offer it? is it expensive for them??? any info on this would be great
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You answered the question on your own. it is a small chiropractic clinic with 2 doctors and 4 employees. is it up to the owner/doctor if they offer health insurance to their employees. For a small business to provide health insurance for their employees it is freaking expensive. I sell insurance and I tend to go after bigger businesses they get better rates. Small businesses usually try it once and then realize they are loosing a lot of money out of pocket to provide that especially if they employ females under the age of 40. The years they can have a baby. It tends to be very expensive you can look for your own insurance either major medical or just supplemental, something like Aflac. insurance .com is a good place to shop for the rates that you want. Good luck, maybe you can talk him into bringing it, but it will be difficult. If he is concerned about employee retention and moral maybe he will.
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