Tuesday, July 26, 2011

what should i know about chosing health insurance?

i went online and found several quotes. what should i be looking for? im married, 20, and a full time student. how big of a deductable should i be going for?
--------------------
Honestly, I would suggest getting an HSA with a decent sized deductible, like $2500 and then putting as much away as possible in the savings account because unfortunately, you'll need it in future. Do yourself a favor and be VERY frugal with ALL health care expenses, BUT get a good physical every year--over time you will be glad you did. Try to get generic prescriptions if you need them. Save, save, save all you can. Read your policy well in case God forbid you get a serious illness because all the large insurers try NOT to pay for expensive people. You'll be ahead of the game, however, if you have your own insurance instead of through an employer. Good luck, good health, God bless.
Source

No comments:

Post a Comment