My employed mom, has to pay for health insurance out of pocket, at around 5,000 a year, is there a better way?

She is 58, for the most part is healthy, "cancer survivor," her employer has/offers something that is merely a rouse by calling itself insurance (low premium, cap what it pays in the low thousands, and frankly should not be allowed to be called insurance). To the point... she sought out a major health insurance provider and pays premiums of approximately $5,000 annually and it has a deductible as well and does not include prescription drug coverage. Now consider my mother has an income of $20,000, regularly taking medications and is a responsible person and has all of the routine check-ups a person should have and follows through with all recommended procedures from her doctor. Factor in all associated health care costs and living expenses (food, heat, electricity...) and her expenses exceed her take home income, and I cover the difference, to be free of debt. Is there a better way? Is there something available to her where she can at least break even? I am at a loss on this matter.
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check another companies and health insurance plans + http://www.healthup.us/Choosing-a-Health…
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