i'm shopping around for a policy with good maternity coverage, but the only ones i can find have a waiting period of 12 months (which is out of the question b/c we will be ttc within the next 3 months). who do you have your policy through? what is the coverage? any other options? thanks
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I have PacifiCare Sighnature POS though United Health Care. I have excellent coverage. The one-time copay was $15 and after that I don't pay anything. Delivery (hospital) is $0 everything is paid for. EDIT: Now if you are having difficulty finding a good health insurance you can always (as others have mentioned) apply for Medicaid/Medi-Cal. You will automatically qualify once you get pregnant. No pregnant women will ever get denied regardless of income.
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