Monday, June 27, 2011

Considering children without health insurance, children in poverty, why is gay marriage a more pressing issue?

How many millions were spent to get prop 8 through in Cali?
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We're icky, we're all shameless skanks, we corrupt children and we want to take over the world! Like, duh! ;) EDIT: Oh crap, I almost forgot. We also want to teach your children how to have gay sex at school. Man, how could I leave that one out! I mean, that's like number 1 on my Atheist/Liberal/Lesbian/Devil Agenda.
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can i deduct health insurance I paid when I was off work sick?

my employer paid 1/2 and i paided the other half when I could not work can I deduct my 1/2 I paid out of my saving acct
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You can deduct health insurance that you paid only if you itemize you deductions and then the deduction will only be everything you spent on medical, including dentist bills, prescriptions, doctor bills, mileage to and from the doctor or dentist as well as you health insurance premiums over 7 1/2% of your net income. Your itemized deductions needs to be over $5000 if your single for it to be to your advantage to use it, otherwise, you need to file the standard deduction which will have you paying a lower tax.
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When health insurance premiums shoot through the roof in 2011 will Mr Obama PRETEND he knew nothing of it and?

demonize the health insurance industry?
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Yes. And the betrayers who voted for him will pretend they knew nothing of his Marxist orientation, his false promises and his lies. They will run and hide as usual, as though he just appeared as president out of the air.
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Can someone just tell me what they pay for health insurance for a family of four?

We live in Illinois. I asked yesterday but I am not really getting any answers. PLEASE just let me know what you pay.
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That is up to your company and what their insurance plan is. Nobody can answer tht question. Even if you got a family policy on your own, it depends which insurance company and which plan you get and what the benefits are, how long the wait period is, any exclusions for pre-existing conditons. If you want insurance not from your employer, I suggest contacting an independent insurance agent and get recommendations for a health insurance plan.
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How can i get out of having to buy health insurance with the "religious exemption" on obamacare?

i don;t believe in doctors, i believe it is all up to GOd how i am healed, How can i be exempt from obamacare?
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Join the Christian Scientists , the Amish, or Islam They all have a religious exemption Or you can create your own like me and then sue if they make me pay :D
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Is national health insurance good in America?

Would wages and salaries still be falling? After tax wages?
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Socialized Health Care will not help Americans get better health care. What will happen is that many doctors will leave the places they now work and work at places they can make good money. * Health care quality will go down. * Waiting periods will lengthen. * Choices will dwindle. * Facilities will be clogged with patients using their "free" health care for things like headaches and hang nails. * Non-medical persons will be deciding if you can have a medical procedure done or not. Does this sound good to you? I don't like the idea. Kev
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How do the tort laws of countries with national health insurance differ from America's?

Ate there differences? thanks.
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It varies, but generally countries that have a national health insurance program also have rather generous social welfare systems that take care of those injured by doctors, both in terms of financial remuneration and personal care. Disputes over the amount of compensation or nature of personal care tend to be dealt with through an administrative system rather than an adversarial proceeding.
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Where can I apply for free or low cost health insurance?

Im a poor student that works less than 20 hrs a week. I am a permanent resident (not a citizen). Please help. I think im going to die soon (see my other question). I also live in montgomery county maryland if that helps
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We in California are on a low-cost health plan. For Maryland you can go here: http://www.co.pg.md.us/Government/Agency… or call toll-free: 1-888-561-4049. I have read your symptoms - they do not sound potentially fatal, but should be looked into as soon as possible.
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Will the health insurance cover the auto accident?

what if the accident is your fault and you need major surgery?
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Pa auto policy with medical benefits selected will cover if caused by accident. Once limits are exhausted your medical coverage will begin.
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I have a lump inside of my belly button. I have swelling from lower abdomin to feet and no health insurance...

lump is soft and not clearly defined... swelling is worse when I sit. swelling starts right below my belly button and goes all the way to my toes on both sides. I have no health insurance.
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Sound like it might be a hernia. Call the largest local hospital in your area, and ask them for the number of their clinic. Large hospitals usually have clinics where their residents and med students train. They are low/or no cost clinics that can treat you and help you get your meds if needed.
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When your employer has to drop their health insurance because of Bush's plan?

Will you still support the man? Or will you finally concede that Bush has been in all-out war against the working people in thie country for the benefit of the wealthiest. If his plan passed, it would be the end of employer-provided health insurance in this country.
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Thank you. The media is failing in its job of informing the people on the TRUTH, instead of just repeating GOP lies.
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I am under my parents health insurance, so can i get medicaid just for my baby?

I heard that in order to get medicaid for my baby i will have to get it for myself as well. Im happy with the coverage i get for my parents and just want to make sure my baby is covered.
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health-quotes.isgreat.org - here is my health insurance plan. As I remember they can provide such a service.
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Will the government-funded health insurance company drive private insurers out of business?

Just like the US postal service drove UPS and FedEx out of business?
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absolutely
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Will The Private Health Insurance Employees Have To Switch Working For Govt Ran Insurance?

Or will govt only hire Acorn org people and SEIU people to control what doctors can and can't do for us?
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No.
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Do Andhra pradesh Governmnet Emplyee Has health insurance?

Do Andhra pradesh Governmnet Emplyee Has health insurance like if they got ill or accident do they will get treated in corporate hospitals and there family members??
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There are corporate hospitals which are recognized by the state government to treat their employees, through an official agreement between the state government and the hospital. The concerned state government department usually issues a 'credit letter' to the employee, which when submitted at those recognized hospitals entitles the employee to free treatment. Also, the employee can pay upfront in the hospital and go for reimbursement with the state government later. However the amount reimbursed may be lesser than what is being charged by the hospital. To know which all hospitals are recognized by the state government, you call the hospital on phone and enquire or visit their websites. The Aftermath Inc. - An Indian Citizen.
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Is Hansen's disease covered by health/life insurance?

A friend of mine in considering taking a mission trip to Nepal to evangelize in a village known to have widespread leprosy. I wonder if any life/health insurance company would cover this as her trip would not be job but church related. Does anyone know or can think of a way to ask my friend insurance company without jeopardizing her current coverage?
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Tell them that she will be traveling abroad. Ask if they cover any diseases she might catch while there.
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Why are The Democrats not listening to the voters, driving head-long into passing the Health Insurance Reform?

People have made it clear this bill is not what they wanted; for what reasons are the Democrats helll bent to pass this bill?
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because it is , like social security, a power grab. Once it is in the system it will be almost impossible to derail it. Even though social security and medicare are total failures. Everything governemnt does out side of military has failure built in it.Because they have to by force make one citizen pay the bills of another citizen , And as human nature goes, that will discourage the producers and make the irresponsible greater in numbers.
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what is the best health insurance policy for a self employed person with family in austin texas?

I am self employed, recently moved to the USA and have a wife, a 21 month old daughter and soon a son. i am looking for something reasonably priced with reasonable coverage many thanks
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I would encourage you to visit this wonderful website: www.healthsavings.ourperfectcard.com I signed up online about 6 years ago and they have saved me thousands on all health services since. From physician visits, Vision, Dental, Rx, Hospital Stays..etc. They even had my affordable benefits active in 2 hours and was able to use them the very same day. good luck.
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Why is it a better idea to chose a higher deductible health insurance plan?

What are your feelings about the rising costs of healthcare?
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It's supposed to lower your out-of-pocket fees for the insurance itself. I'm self employed, so I bought a policy that has a $5000. deductible so that I could afford the monthly payment ($600). I think the rising cost of healtcare is due to all the layers in the insurance business.
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Regarding Preexisting condition in health insurance?

Hey Guys My wife has an international student health insurance thru www.psiservice.com from last 7 months. now if she moves to suppose united healthcare will they consider that 7 month coverage and reduce their 1 year preexisting condition no-coverage to 5 months? on what basis insurance companies do that?
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The issue will come down to if the international student health insurance is creditable coverage. Most health coverage is creditable coverage, such as coverage under a group health plan (including COBRA continuation coverage), HMO, individual health insurance policy, Medicaid or Medicare. If you have not already received a certificate of creditable coverage from psiservice you need to contact them to get certificate from them.
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Need health insurance to get from age 62 to 65?

I plan to retire in a year and need to find more affordable health insurance to get me to medicare age. I have the option of keeping my existing workplace provider, but at a cost of 800 dollars a month for my wife and I. I have been given a recommendation of a company called "First Chioce Insurance". I beleive they are based in Florida. Anybody have any dealings with them?..thanks, Vince
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Buying individual health insurance can get pretty complicated as we get older for a variety of reasons. Couple of approaches you might want to consider: 1. Shop online. In California the site I prefer is Insurance Neighborhood (http://www.InsuranceNeighborhood.com ). Outside of California there's www.QuickQuote.com or eHealthinsurance. 2. Find an Independent Agent. Even better, talk to an agent who focuses on individual health insurance. A local, qualified agent will know the health plans available in your community and has the expertise to help you zero in on the two or three that will work best for you. A good agent can save you money; a bad one can waste your money. Insurance Neighborhood requires agents in their network to sign a service commitment, get letters of recommendation, and the like. But again, they're only available in California for now. You can also find good agents from their national trade association. Just go to http://www.NAHU.org, click on the Consumer Information tab and the click on the "Find an Agent" link. When selecting an agent, you may want to make sure they represent multiple health plans, have experience working with clients in situations similar to yours, and can give you references to a few of their other clients. There's definitely good and affordable health insurance policies for folks in their 60s. So good hunting.
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Please help me understanding my health insurance policy?

I have 500 deductible and my office visits to the non-specialists is 20 copay and deductible waived.. what does this mean... I have asked a question similar to this one.
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Co-pays are co-pays - they are never subject to your deductible/co-insurance nor do they go toward your maximum out of pocket. Traditionally - co-pays are your cost of that particular covered benefit. The insurance picks up the difference between your co-pay and the contracted rate, between the carrier and the provider. Co-pays are normally used for standard and specialist office visits. You enter into your deductible when ever you are utilizing services that are not covered under a co-payment - Labs, X-ray, in office procedures and hospitalizations etc. Also, keep in mind with most PPO plans, after you have satisfied your deductible you enter into co-insurance - typically 80/20 - meaning the insurance pays 80% of the bills and you pay 20% of the bills until you hit your maximum out of pocket - see your policy for these limits. You will also notice that you may have co-pays for Rx Drugs - this works the same way - the insurance picks up the difference between your co-pay and the contracted rate of the Rx Drug. Hope this helps!
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Who offers the best pet health insurance for older dogs?

Is there a waiting period for the plan to be effective? any other additional info will be helpful.
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There are many great pet insurance plans out there. You should think about how comprehensive you want your plan because some include routine care and dental. Of course, that makes the premiums more expensive and I personally would recommend against it because you don't really get your money's worth. A good company to look into is Trupanion. I have it for my dog, who is a younger dog, but I really like them. I chose them because they don't have annual limits which means you can't max out for one year. Also, you can enroll up to age 14 which is one of the highest (there are many companies that cap out at age 10 or less). Waiting period: typically most companies do have a waiting period, usually one for accidents and one for illnesses. They are a few days up to a few weeks, and this is to keep people from signing up just to make claims and it makes it fair to those who have already enrolled. Check around at some reviews and get free quotes from the companies. Here's a great site to get a quote and look at quotes from other companies side-by-side: http://www.trupanionpetinsurance.com/why…
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Do you realize we could pay 100% of the health insurance premiums?

For every American for 10 years just for the cost of the Bush Iraq War. Plus, everybody that is paying for insurance (like me paying 15k every year) would get that money in their pocket. How is that the right has the kahoonas to complain about the cost of healthcare with money like that just thrown away?
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It's truely sad that we have wasted that amount of money on war. Even sadder that the right (that sometimes seems a bit dilusional or even stupid) isn't smart enough to do the math.
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