My employer is saying that if we do not complete an on-line health assessment we will no longer be eligible for health insurance benefits. The healthassessment is done through our health insurance providers website; BUT, the health insurance provider does NOT require the assessment for coverage. Is this legal?
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Yes, it is legal, but you cannot be charged extra premiums or denied the insurance based upon the assessment. from a FAQ put out by the Dept. of Labor, which helps enforce HIPPA: "Can a plan require an individual to complete a health care questionnaire in order to enroll? Yes, provided that the health information is not used to deny, restrict, or delay eligibility or benefits, or to determine individual premiums." For more info, here is a web site: http://www.dol.gov/ebsa/faqs/faq_hipaa_N… Or you can call the national or local office of the Employment Benefit Security Administration
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