Wednesday, November 24, 2010

Is it a good idea to wait til my health insurance kicks in before i get diagnosed??

I havent been diagnosed with PCOS yet..even though i have all the symptoms.. but i currently dont have health insurance yet.. I have to apply for medicaid because i get paid biweekly and the insurance at my job is my whole pay check if i get their insurance.. should i wait to get diagnosed or will medicaid or family health plus cover it after i got diagnosed.. please tell me which is better?
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If you get a formal diagnosis it may not be covered. a lot of HMOs like deny coverage for "pre-existing" conditions. I suppose this is to keep people from obtaining health insurance when they already have a costly health problem. Kind of like getting life insurance after you die. If you can wait, just to be safe & put not yourself through the hassale of unpaid insurance claims, I would. If you are in distress you can always go to the ER and get emergency medicaid. Hope everything works out!
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