I am considered part-time where I work and its 150$ a month for health insurance, compared to 70$ for full timers. My wife was going to add me to her plan, (we work at the same place, but she is full-time) But it will still come out to the same per month as it would be I I just got it. I only want the insurance for a year cause then if my wife add's me on next year, it will be like me being full-time. So I want a decent insurance with a decent prescription plan. I was looking into Highmark PPOBlue.
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The Blue Cross plan is an excellent idea, suggesting that you take a high deductible to lower your monthly premium. Many of your preventive care needs should be covered without having to meet the high deductible, and most Blue Cross plans cover prescriptions, office visits, and urgent care with a low co-payment.
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Tuesday, November 16, 2010
How long am I covered under tlhe Massachusetts law under my parents health insurance?
Ok I am 22 years old turning 23 in March. I currently enrolled full time in college, now my dad's company says they will only give me health insurance until I am 23 even if I am full time student. But a few of my friends parents have said they passed a new bill that allows full time students to remain on their parents health insurance until 26. Is this true? If so is their a direct ip address I can type in and print out the form so he can bring it to his work? Thank you!
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
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How can I find a health insurance company that won't deny me?
I have applied with a couple of major health insurance companies and have been denied due to weight, mildly high cholesterol and a condition I have called polycystic ovarian syndrome. Is there a health insurance out there that takes riskier customers?
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Every company will have different height and weight guidelines. In my state some companies will decline with a BMI around 30 while others will accept up to 39 or 40. The Polycystic ovarian syndrome is an automatic decline with several companies in my area because the cysts can cause weight gain and other problems. Even if you can find a company that will accept your weight and also will accept the PCOS the combination of the two may be a decline. Visit a local agent that works with all the major companies in your area. They agent can find the best chances for you and there is no extra charge. High risk pools are not available in all states. Here is a website to see if a plan is available for you: http://www.cobrahealth.com/statehighrisk…
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Every company will have different height and weight guidelines. In my state some companies will decline with a BMI around 30 while others will accept up to 39 or 40. The Polycystic ovarian syndrome is an automatic decline with several companies in my area because the cysts can cause weight gain and other problems. Even if you can find a company that will accept your weight and also will accept the PCOS the combination of the two may be a decline. Visit a local agent that works with all the major companies in your area. They agent can find the best chances for you and there is no extra charge. High risk pools are not available in all states. Here is a website to see if a plan is available for you: http://www.cobrahealth.com/statehighrisk…
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Is there any Senior Citizens Health Insurance Policy available with no requirement of medical test?
I want to buy a Senior Citizens Health insurance policy where there is no requirement of medical test prior to take a policy. The age of my Father is 67. Am I able to buy health insurance policy for him with my requirement?
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Need more information. Is your father not eligible for Medicare? Don http://mtnhealthinsurance.com
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Need more information. Is your father not eligible for Medicare? Don http://mtnhealthinsurance.com
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Is it legal for employers to REQUIRE employees submit a health assessment to be eligible for health insurance?
My employer is saying that if we do not complete an on-line health assessment we will no longer be eligible for health insurance benefits. The healthassessment is done through our health insurance providers website; BUT, the health insurance provider does NOT require the assessment for coverage. Is this legal?
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Yes, it is legal, but you cannot be charged extra premiums or denied the insurance based upon the assessment. from a FAQ put out by the Dept. of Labor, which helps enforce HIPPA: "Can a plan require an individual to complete a health care questionnaire in order to enroll? Yes, provided that the health information is not used to deny, restrict, or delay eligibility or benefits, or to determine individual premiums." For more info, here is a web site: http://www.dol.gov/ebsa/faqs/faq_hipaa_N… Or you can call the national or local office of the Employment Benefit Security Administration
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Yes, it is legal, but you cannot be charged extra premiums or denied the insurance based upon the assessment. from a FAQ put out by the Dept. of Labor, which helps enforce HIPPA: "Can a plan require an individual to complete a health care questionnaire in order to enroll? Yes, provided that the health information is not used to deny, restrict, or delay eligibility or benefits, or to determine individual premiums." For more info, here is a web site: http://www.dol.gov/ebsa/faqs/faq_hipaa_N… Or you can call the national or local office of the Employment Benefit Security Administration
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Will my parents know if I start using our health insurance?
I'm about to start seeing a therapist. Will my parents know if I use our health insurance? I'm not really sure how this works.
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Yes. Insurance doesn't pay for everything. There are deductibles and coinsurance for specialists, and if it does they will still get some kind of statement or summary in the mail each time you go.
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Yes. Insurance doesn't pay for everything. There are deductibles and coinsurance for specialists, and if it does they will still get some kind of statement or summary in the mail each time you go.
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How to get birth control with no health insurance?
I just lost my health insurance and the birth control pills I've been taking are very expensive without insurance. I know one option is to go to Planned Parenthood. Are there any other options?
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In most states, the local Health Department (here's yours, in Arizona http://www.azdhs.gov/) may offer birth control free of charge. Here in Oklahoma, even minors can go to the Health Department and get free birth control. Contact your local Health Department with this question. Your taxes support the Health Department, so their services are free.
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In most states, the local Health Department (here's yours, in Arizona http://www.azdhs.gov/) may offer birth control free of charge. Here in Oklahoma, even minors can go to the Health Department and get free birth control. Contact your local Health Department with this question. Your taxes support the Health Department, so their services are free.
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