Is the government forcing us to have health insurance the same as forcing us to have automobile insurance?

Personally I think this is a stupid analogy. Having an automobile and operating an automobile is a choice and privilege. What lawful choice is there to opt out of government health insurance?
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No because driving is optional did you know if you go private the prices are going to be higher. Taxes is one thing but the government has no right to require I buy anything with my money. Especially in this economy when people barely have enough money to keep a roof over their head. Sure I got health insurance but now my family is out on the street.
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