I'm going to call & check when I get a chance. But I just wanted to know your experiences. We have Anthem BCBS if that matters. If insurance doesn't cover it, does anyone know about how much it costs?
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My insurance pays for a certain portion of counseling.
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Monday, July 4, 2011
Seeming how I get free state funded health insurance, tell me why I?
Shouldn't use the ambulance for a free ride to the hospital?
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because unless it is an emergency they may not pay. but more importantly you would be taking one away from some one who really needed it. lastly if you are on state assistance.there usually is a resource that provides free shuttle or bus to and from appointments. contact your Cso.
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because unless it is an emergency they may not pay. but more importantly you would be taking one away from some one who really needed it. lastly if you are on state assistance.there usually is a resource that provides free shuttle or bus to and from appointments. contact your Cso.
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Is it a lot harder to sell health insurance since our economy has gotten worse?
Im an considering pursing this but am terrified by a job that is solely commision based
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Selling in the employer-based market is exrtremely competitive, and it always will be. Working solely for commission is always a bit scary, but can also be a great motivator. In this economy, employers are looking for new ideas, new concepts to help them balance the cost to the quality of the benefits. The purpose of employee benefits is to attract and retain quality employees. It is not an entitlement, but rather an incentive to keep the business' clients happy with the quality of their products and service. Good Luck. P.S. I agree with the NASE comment above.
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Selling in the employer-based market is exrtremely competitive, and it always will be. Working solely for commission is always a bit scary, but can also be a great motivator. In this economy, employers are looking for new ideas, new concepts to help them balance the cost to the quality of the benefits. The purpose of employee benefits is to attract and retain quality employees. It is not an entitlement, but rather an incentive to keep the business' clients happy with the quality of their products and service. Good Luck. P.S. I agree with the NASE comment above.
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Does Sanate bill exempt illegal immigrants from fines in case they fail to purchase health insurance?
Is it true that only American citizens and legal immigrants will be fined, and then jailed?
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Probably - and we pay for them too. Sure, it's doesn't say they are paid for but if they don't check, they are paid for. Obama is a LIAR! Joe Wilson was correct.
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Probably - and we pay for them too. Sure, it's doesn't say they are paid for but if they don't check, they are paid for. Obama is a LIAR! Joe Wilson was correct.
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To those of you who oppose mandatory health insurance?
what do you propose to do with someone who gets sick and cannot pay for their treatment? Currently, hospitals are required to treat them and write off the cost, meaning that the rest of us indirectly pay through our insurance premiums. Would you support a law saying that hospitals are allowed to discharge anyone who cannot pay for treatment regardless of their condition?
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Ok, Im almost 55 yrs old and I am in good health and I have my own private insurance but lets say I didn't...I think when my age and health starts failing me Im going to just bill you and tell you YOU HAVE TO PAY IT, you will love it *L*.. Doesn't sound fair does it? That's exactly how I feel... why do I want the govt telling me what kind of health care I have to have? People that can NOT afford it as of today can go to the ER and get treated... illegals do it EVERYDAY..
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Ok, Im almost 55 yrs old and I am in good health and I have my own private insurance but lets say I didn't...I think when my age and health starts failing me Im going to just bill you and tell you YOU HAVE TO PAY IT, you will love it *L*.. Doesn't sound fair does it? That's exactly how I feel... why do I want the govt telling me what kind of health care I have to have? People that can NOT afford it as of today can go to the ER and get treated... illegals do it EVERYDAY..
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true or false it is more expensive to buy individual health insurance than to participate in a group plan?
10point to best answer.
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Usually true. A group plan usually gets a discounted rate because it is a volume sale for the insurance company. But there might be some drawbacks to a group plan like some types of coverages may be different depending on the situation/sickness. A group plan usually offers the most "popular" options, like a low deductible, prescriptions, low co-pay, etc..but they can't me modified to your individual needs. An individual plan you can customize what you want depending on many factors. HMO, PPO, co-pay amount, prescription coverage, deductible amount, etc... If you're a healthy person and your company is reputable, I'd go for the group plan and save yourself some $$$.
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Usually true. A group plan usually gets a discounted rate because it is a volume sale for the insurance company. But there might be some drawbacks to a group plan like some types of coverages may be different depending on the situation/sickness. A group plan usually offers the most "popular" options, like a low deductible, prescriptions, low co-pay, etc..but they can't me modified to your individual needs. An individual plan you can customize what you want depending on many factors. HMO, PPO, co-pay amount, prescription coverage, deductible amount, etc... If you're a healthy person and your company is reputable, I'd go for the group plan and save yourself some $$$.
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Do you have to get a physical exam if your getting a Kaiser health insurance plan?
Just a single adult plan.
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Very rarely, unless there's some "debate" about a health problem (i.e., they think you have some condition, you say no, so they want an MD's opinion - as I said, pretty unusual for that to happen). Think about buying a plan, either with Kaiser or with some other company, that has a larger deductible (like $2,500 to even $5,000) in order to hold down your cost. Here's question #1: how "much" health care do you think you'll probably really use in a year? If not much, then don't pay a lot to "over-insure" yourself. Here's question #2: do you want health "insurance," or "health care financing?" That is, do you want/need/expect the plan to pay for your routine care (doctor visits, generic drugs, etc. = health care financing) or only for major, expensive claims (surgery, hospital stays, etc. = health insurance)? Insurance is designed to help pay for things you can't handle financially (think tornado wrecking your home or your car getting totaled, etc.), not routine maintenance like oil changes or new tires. Something to think about - have a swell evening!
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Very rarely, unless there's some "debate" about a health problem (i.e., they think you have some condition, you say no, so they want an MD's opinion - as I said, pretty unusual for that to happen). Think about buying a plan, either with Kaiser or with some other company, that has a larger deductible (like $2,500 to even $5,000) in order to hold down your cost. Here's question #1: how "much" health care do you think you'll probably really use in a year? If not much, then don't pay a lot to "over-insure" yourself. Here's question #2: do you want health "insurance," or "health care financing?" That is, do you want/need/expect the plan to pay for your routine care (doctor visits, generic drugs, etc. = health care financing) or only for major, expensive claims (surgery, hospital stays, etc. = health insurance)? Insurance is designed to help pay for things you can't handle financially (think tornado wrecking your home or your car getting totaled, etc.), not routine maintenance like oil changes or new tires. Something to think about - have a swell evening!
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