I have a 2 and a half year old son who requires intensive therapy. We have to keep him covered by 2 health insurances, or we would be spending even more on co-pays, as he goes to 5-10 therapy sessions a week. The cost of the health insurance is about 500 a month. We are trying to get money put into savings, but can't do that until we get this health insurance thing under control.
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That is a rare disorder, so it might be difficult to find a foundation or organization that specializes in that alone. I agree with an earlier answerer that you might see if there is a religious organization that will take you under its wing. The only two sources that I've found that might be able to help are: Needy Meds (link below): It contains links to health care resources. You can search programs by state or by the condition (I searched for PVL but did not find anything or on brain injury either). However, it might be worth searching for programs in your state. Also, Needy Meds has discount drug programs if your son needs medications. National Organization of Rare Disorders (link below): They have a resource page and program listings, although again I didn't see anything specifically about PVL. However, I found them through a government PVL site. The NORD site has a networking feature that allows you to get in touch with other people with PVL or who care for someone with PVL. Good luck. Barnes@MostChoice http://www.mostchoice.com/health-insuran…
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Friday, May 6, 2011
Will the federal government build more prisons to incarcerate people who don't have health insurance or will?
the government let other offenders go to make room for those who are found guilty of not having health insurance?
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GITMO.!!!
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GITMO.!!!
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do i need to take an exam when applying for health insurance?
I lost my job and group health and have to apply for individual health insurance for myself (age 37 good health) and 2 kids ages 10 and 9. Are there exams that my kids and i have to complete or do they order physician records??
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~~To my knowledge no, there is no exam for health insurance (unless it is required through a state law). You will fill out an application, which you will need to answer thoroughly and completely. Then if they need further documentation, they will request medical records.~~
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~~To my knowledge no, there is no exam for health insurance (unless it is required through a state law). You will fill out an application, which you will need to answer thoroughly and completely. Then if they need further documentation, they will request medical records.~~
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how can i view my health insurance records?
Few months ago I got birth control from my school and only used it for a while. I think they got the money out of my health insurance. I want to know how can i know if they did or not. I want to know what else has my medical insurance been used for... so is there a website that I can go to? I have blue cross if that makes any difference. thanks a lot in advance.
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Contact Blue Cross and ask them to send you a complete copy of your file. While you're on the phone with them ask about a website.
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Contact Blue Cross and ask them to send you a complete copy of your file. While you're on the phone with them ask about a website.
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American Health insurance, how dose it work?
Lets say I had health insurance and I developed cancer which the insurance company payed the medical bills to I could get better. Would my monthly insurance bill go up in or remain the same? Lets say the cancer came back again, would they pay the the same procedure again? What would happen if I could not afford Health insurance? Would they leave me to die?
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You are not penalized for claims, for American Health Insurance policies. Once you have a policy, your premiums stay the same, unless you get old enough to go into another age bracket, or ALL the rates in your bracket are raised. And yes, if you need the treatment again, you'd get it again, until you exceed the policy limits. Most policies have a lifetime limit of $1,000,000. If you can't afford health insurance - there is welfare health insruance available, called Medicaid. If you choose not to carry any health insurance, you can STILL get treatment - you just have to agree to pay for it. MOST people end up filing bankruptcy in cases like this. Uninsured medical costs are the #1 reason for bankruptcies in the US. And about 15% of Americans are uninsured. Half of them by choice - mostly the young 20 somethings, that would rather have a large screen tv than health insurance, because they "know" nothing is going to go wrong with them.
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You are not penalized for claims, for American Health Insurance policies. Once you have a policy, your premiums stay the same, unless you get old enough to go into another age bracket, or ALL the rates in your bracket are raised. And yes, if you need the treatment again, you'd get it again, until you exceed the policy limits. Most policies have a lifetime limit of $1,000,000. If you can't afford health insurance - there is welfare health insruance available, called Medicaid. If you choose not to carry any health insurance, you can STILL get treatment - you just have to agree to pay for it. MOST people end up filing bankruptcy in cases like this. Uninsured medical costs are the #1 reason for bankruptcies in the US. And about 15% of Americans are uninsured. Half of them by choice - mostly the young 20 somethings, that would rather have a large screen tv than health insurance, because they "know" nothing is going to go wrong with them.
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How can I ask my employer to provide and PAY for health insurance for my spouse and children?
With our income being cut in half, we cannot afford to shell out and extra $700 a month.
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I wouldn't even bother. They know how much you earn, and how much your insurance costs.... If they intended it to be any other way, they would have had other options available. They're probably trying to discourage you from having your entire family on one plan. Helps keep costs down. You can always try begging. That works sometimes...
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I wouldn't even bother. They know how much you earn, and how much your insurance costs.... If they intended it to be any other way, they would have had other options available. They're probably trying to discourage you from having your entire family on one plan. Helps keep costs down. You can always try begging. That works sometimes...
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Why would a health insurance company that I applied to get insurance with ask my favorite color?
That was one of the questions on the online application. I had never seen anything like it. What's the philosophy/psychology/significance of this? I know how color affects mood and whatnot. Are they going to charge you more if you prefer one color over another?
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I know I know it bizarre. They want to know more about you than you know about yourself. I had an Health Insurance company ask me what is my favorite food. I told them Twinkees and they rejected me. Dang!!!!
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I know I know it bizarre. They want to know more about you than you know about yourself. I had an Health Insurance company ask me what is my favorite food. I told them Twinkees and they rejected me. Dang!!!!
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