How can I ask my employer to provide and PAY for health insurance for my spouse and children?

With our income being cut in half, we cannot afford to shell out and extra $700 a month.
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I wouldn't even bother. They know how much you earn, and how much your insurance costs.... If they intended it to be any other way, they would have had other options available. They're probably trying to discourage you from having your entire family on one plan. Helps keep costs down. You can always try begging. That works sometimes...
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