I have health insurance through my employer, but was reading that if you are within certain income guidelines, up to 400% over the poverty limit, you will receive a subsidy towards health insurance. So, I did the rough math, and the government option with the subsidy would be cheaper than what I pay for private insurance now. So, will I be able to decline my employer's health insurance, and instead take the lower cost option offered by the government?
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America is the new cheap. Just remember you get what you pay for.
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Thursday, December 16, 2010
Could you please help us find the right Health Insurance for our family?
Hey there, We are looking for health care provider for our family which income is approximately 50 thousand. We are coming from different country and it is really hard for us to find the right insurance. We used to have free health insurance for a year as the newcomers. But, then it was canceled due to over family's income. Since then we haven't had health insurance and we can't afford leaving without it. So, please help us if you can and we would appreciate that. We are currently leaving on Long Island, NY and would be pleased to find something here. Thank you all!
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there are several carriers in the NYC area and long island area: like HIP, GHI, and Aetna. going though a broker actually can be expensive because they charge you for their services. its best to deal directly with the insurance plan....hope this helps
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there are several carriers in the NYC area and long island area: like HIP, GHI, and Aetna. going though a broker actually can be expensive because they charge you for their services. its best to deal directly with the insurance plan....hope this helps
Source
Where can I buy the best Health insurance?
Anyone know where I can buy health insurance. Im an independent contractor who needs good, cheap rates.
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I recommend you this site where you can compare quotes so you can find the best option for you http://www.usainsurancequotes.net
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I recommend you this site where you can compare quotes so you can find the best option for you http://www.usainsurancequotes.net
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Where can I buy the best Health insurance?
Anyone know where I can buy health insurance. Im an independent contractor who needs good, cheap rates.
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You Can Get It From LIC.Because It Is Government Company
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You Can Get It From LIC.Because It Is Government Company
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Why should I have to pay for auto workers health insurance when I can't afford it for my family?
It appears that the auto workers union is trying to get you and I to pay for their cost of health insurance for their members as payback for financing the Obama campaign. That sucks. They won't pay for my health insurance. The govenment should not give the union one red cent.
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So you want the companies to give back everything the Union won from them over the many years of service? I don't think this is going to happen unless you get a Universal Health Plan or one like they have in Japan or Europe. $30.00 dollars an hour can always be cut in half and lose the many paid *personal days* and excessive holidays ...like having election day off with pay just to vote..this would let the auto worker still get the same money but they would have to work instead of being on a paid vacation I worked 30 years for the UAW and Ford and I also spent four years in the Air Force in requistioning and base supply One thing the government and Ford Motor has in common? They waste so much money on overtime..premium time..and so many perks for the executives and the hourly...and also even the UNION The Union Plant Chairmen make well over $100K a year ..they get paid 12 hours a day seven days a week and on Holidays they get Tripple pay...Yes..I agree..take away half their money and make them pay for Dental, Optical, Legal Services, and of cours Medical Close the Health Centers in each plant and get rid of the Learning Centers that hire about 3 to 5 school teacher per plant... So many perks could be just cut to the bone if they wanted to save and stop scrapping so many cars and materials I have seen one Department lose $20 milliion dollars a year..and they thought this was good?
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So you want the companies to give back everything the Union won from them over the many years of service? I don't think this is going to happen unless you get a Universal Health Plan or one like they have in Japan or Europe. $30.00 dollars an hour can always be cut in half and lose the many paid *personal days* and excessive holidays ...like having election day off with pay just to vote..this would let the auto worker still get the same money but they would have to work instead of being on a paid vacation I worked 30 years for the UAW and Ford and I also spent four years in the Air Force in requistioning and base supply One thing the government and Ford Motor has in common? They waste so much money on overtime..premium time..and so many perks for the executives and the hourly...and also even the UNION The Union Plant Chairmen make well over $100K a year ..they get paid 12 hours a day seven days a week and on Holidays they get Tripple pay...Yes..I agree..take away half their money and make them pay for Dental, Optical, Legal Services, and of cours Medical Close the Health Centers in each plant and get rid of the Learning Centers that hire about 3 to 5 school teacher per plant... So many perks could be just cut to the bone if they wanted to save and stop scrapping so many cars and materials I have seen one Department lose $20 milliion dollars a year..and they thought this was good?
Source
My fiance is pregnant and she does not have health insurance?
We are getting married early so she can get on my health insurance through my job. Will there be any reason they would deny her health insurance and say the pregnancy is a pre-existing condition?
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healthplans.my-age.net - try this one. My wife had no problem with her insurance coverage while being pregnant.
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healthplans.my-age.net - try this one. My wife had no problem with her insurance coverage while being pregnant.
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Who decided that health insurance would be offered by employers?
My car insurance, life insurance, and house insurance is not offered through my employer. Why is my health insurance?
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The reason is rooted in our business and labor history. The history is complicated, but here's a quick outline of the specific point you are asking about. Back in the early part of the 20th century--especially the era of 'welfare capitalism" it was common for companies to offer a range of benefits to workers--and this included early forms of health insurance. Companies did this because it helped them retain skilled workers--and reduced incentives for labor activism/unrest. When the Depression of the 1930s hit, however, companies cut these benefits--including health insurance. That had become one of the most popular benefits--for the same reasons it s so well liked by employees today. Wnen--starting in the late thirties, labor organizing rose to unprecedented levels and the great labor movement tha tcontinued well into the 1950s got underway, one of the main things unions pushed for was health insurance as a job benefit. In addition, following WW2 and the return of economic prosperity, it became common again for many companies even non-union ones--to offer health insurance, at least to the extent of making group insurance available at a discount. Life insurance was another of the early 20th century benefits that was common. It never got the emphasis that health insurance did--but many plans, even today, do carry a life insurance benefit as part of the health insurance package. Car insurance simply was never a big deal until after WW2--so it never played into this historical trend. Nor did home insurance. In that regard, company benefits during the welfare capitalism era usually included company-provided housing at reduced rents, if any such benefits were provided. The main point is that the whole idea of linking health insurance to employment emerged out of this history--and the other kinds simply didn't have the same kind of background.
Source
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The reason is rooted in our business and labor history. The history is complicated, but here's a quick outline of the specific point you are asking about. Back in the early part of the 20th century--especially the era of 'welfare capitalism" it was common for companies to offer a range of benefits to workers--and this included early forms of health insurance. Companies did this because it helped them retain skilled workers--and reduced incentives for labor activism/unrest. When the Depression of the 1930s hit, however, companies cut these benefits--including health insurance. That had become one of the most popular benefits--for the same reasons it s so well liked by employees today. Wnen--starting in the late thirties, labor organizing rose to unprecedented levels and the great labor movement tha tcontinued well into the 1950s got underway, one of the main things unions pushed for was health insurance as a job benefit. In addition, following WW2 and the return of economic prosperity, it became common again for many companies even non-union ones--to offer health insurance, at least to the extent of making group insurance available at a discount. Life insurance was another of the early 20th century benefits that was common. It never got the emphasis that health insurance did--but many plans, even today, do carry a life insurance benefit as part of the health insurance package. Car insurance simply was never a big deal until after WW2--so it never played into this historical trend. Nor did home insurance. In that regard, company benefits during the welfare capitalism era usually included company-provided housing at reduced rents, if any such benefits were provided. The main point is that the whole idea of linking health insurance to employment emerged out of this history--and the other kinds simply didn't have the same kind of background.
Source
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