Thursday, December 9, 2010

Will America be better off in the long run with its current health care/insurance policies?

Looking thirty years into the future, do you think we'd be better off if we just left it the way it is? Do you think that our economy will continue to flourish by connecting health insurance to employment? If there are 307,000,000 people in this country and 47,000,000 people supposedly are without insurance, should we really care since that is the minority? That means that over 250,000,000 people have insurance and are happy, so wouldn't, in a democracy, the voice of the *majority* matter over the minority?
--------------------
No. Costs will rise so much and price even more Americans out of the market, and decent healthcare. I do not understand why so many Americans have fallen for lies about healthcare in the USA, abroad and also the planned reforms [1]. I mean, if the healthcare system in the USA is so good, why have no other nations taken it up? Could it be due to the following facts? FACT - the USA spends more on healthcare PER PERSON than any other nation on the planet [2]. FACT - the US has higher death rates for kids under five than western European countries with universal health coverage [3]. Or if the US healthcare system is run so well, why not run the fire service like the healthcare system? [4] Maybe that is because in the USA, insurance companies push up costs, buy politicians and refuse to pay claims that people pay for [5]. (Look up Wendell Potter on YouTube to hear more if the link below is too long.) Obama wants to make insurance cheaper, stop insurance companies from refusing health coverage to those with pre-existing conditions, and make sure they pay out when they are meant to [6], a system similar to that which works in Taiwan [7]. He debated this before he was elected [8]. Is it right that a dead American four year old would have had a better chance of life if they were born in Canada, Cuba, Germany and so many other industrialised nations with universal healthcare? If you think my arguments are wrong, e-mail me with proof. But if you can not, let Obama try to help America. If he fails, vote him out in 2012.
Source

Will mandatory health insurance force people to pay for health care they do not believe in?

Will people be forced to pay for health insurance plan that covers only mainstream medicine, even if they use only alternative health care and never use allopathic practitioners? Or should people be allowed to choose plans which instead cover naturapathic doctors, homeopathic medicine, acupuncture, faith healing , or whatever medical practice they do believe in?
--------------------
Yes. You'll be forced to pay for coverage you don't want. And not just for yourself but for others. You SHOULD be allowed to selected the kind of treatments you want.
Source

Are you aware that health insurance companies are spending million to fight reform?

The bulk of these ant-health reform organizations suddenly popping up all over America are financed by health insurance lobbyists funneling their funds through PR firms. Reform opponents: If you are just learning this for the first time, do you feel used and/or manipulated?
--------------------
Yes, and it just shows you how much money they are making off of the current system....... Charge out the @ss for premiums and then deny service when the policyholder actually gets sick and then drop them....
Source

Whats the best health insurance company for mental health visits?

Im looking for insurance for my sister. Shes 20 and we need to get her inurance asap. I need something that has the most mental health visits availabe (maybe unlimited) as she is what we believe to be anorexic and needs to see a therapist. Ive tried ehealthinsurance and a couple other websites but its of no use. Does anyone know which health insurance company offers the best coverage for this no matter the cost?
--------------------
Probably the best plan would be a group policy through an employer because mental health is a big red flag with the insurance companies. Treatment can be very expensive and often doesn't work, so any company that would accept her may not cover her mental conditions as a pre-existing condition. Also, anorexia is a decline with most companies unless she is fully recovered and treatment free for a period of time up to 5 years. Contact a local agent that works with all of the major companies in your area. The agent can find out which companies may cover her and on what terms. There is no extra charge using an agent. Don't even try to do this without an agent. A history of declines with different companies is also a red flag.
Source

Whats the best health insurance company for mental health visits?

Im looking for insurance for my sister. Shes 20 and we need to get her inurance asap. I need something that has the most mental health visits availabe (maybe unlimited) as she is what we believe to be anorexic and needs to see a therapist. Ive tried ehealthinsurance and a couple other websites but its of no use. Does anyone know which health insurance company offers the best coverage for this no matter the cost?
--------------------
Probably the best plan would be a group policy through an employer because mental health is a big red flag with the insurance companies. Treatment can be very expensive and often doesn't work, so any company that would accept her may not cover her mental conditions as a pre-existing condition. Also, anorexia is a decline with most companies unless she is fully recovered and treatment free for a period of time up to 5 years. Contact a local agent that works with all of the major companies in your area. The agent can find out which companies may cover her and on what terms. There is no extra charge using an agent. Don't even try to do this without an agent. A history of declines with different companies is also a red flag.
Source

If my employer offers health insurance to its employee, is it required to offer this benefit to all employees?

Health insurance for full time employees, is the employer required to offer insurance to every full time employee?
--------------------
All of the same class of employees. We have union and non union and only give insurance to the non union. We pay the union employees a high wage and they divert several dollars an hour to the unions to pay for medical, apprenticeships, short term disability and retirement. Each month I write a large check to each union for the diversions they run around $8 an hour some less depending what that union voted on.
Source

How do Mormon's handle health insurance for kids on a 2 year mission?

Does your company's health insurance continue to provide dependent coverage for Mormon kids while they are on a two year mission after high school?
--------------------
No, usually the kids have to get private medical coverage for that two year period. Or go uninsured.
Source