Can a B/F be added onto your Health Insurance Plan? Tufts Insurance Going from Single to Family when I have my baby. Can I add my Livin B/F On my plan ?? Or do we need to be married ?
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usually they will only add married partners. one of the reasons gays want to be married.
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Sunday, April 24, 2011
Is this why health insurance is so expensive?
Does this not piss you off? If the health insurance companies would quit lobbying and quit giving money to Congress, they could save us some money. In turn there wouldn't be an outcry from the left about a government option. http://www.opensecrets.org/news/2009/06/… Notice how much contributions have increased in recent years, then go look at how much premiums have gone up recently. To those saying the government is there to fix our problems, they're PART OF THE PROBLEM.
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That's money well spent to protect the hundreds of billions in profits those companies make ripping the public off. Yes, the government is part of the problem, but not government administration, but rather the law-makers. This is what happens when you have idiocy rulings from the Supreme Court like "corporations are actual people" and "money is speech." Make all elections 100% publicly funded, and don't allow corporations to meddle in the politics of human beings, and you'd see government, once again, by the people and for the people.
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That's money well spent to protect the hundreds of billions in profits those companies make ripping the public off. Yes, the government is part of the problem, but not government administration, but rather the law-makers. This is what happens when you have idiocy rulings from the Supreme Court like "corporations are actual people" and "money is speech." Make all elections 100% publicly funded, and don't allow corporations to meddle in the politics of human beings, and you'd see government, once again, by the people and for the people.
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Can't we make a compromise between all out socialized healthcare and private health insurance?
Can't we do something like give insurance companies tax breaks for covering x amount of people who earn low wages at a sharply reduced price? Or have a smaller government program only for those who cannot afford insurance?
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I think it's very possible to have a hybrid or versatile system. The gov. is not planning to take away people's options for private insurance and make everyone use the "socialized healthcare" providers. Those are scare tactics from those who don't want health care to be affordable and available to all. We could be smart and find ways to let the gov. negotiate for lower prices to help the uninsured, but guess who doesn't want lower prices for medicine? We could also say, hey if you get free care, you can't file lawsuits for everythng, but guess who's against that?
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I think it's very possible to have a hybrid or versatile system. The gov. is not planning to take away people's options for private insurance and make everyone use the "socialized healthcare" providers. Those are scare tactics from those who don't want health care to be affordable and available to all. We could be smart and find ways to let the gov. negotiate for lower prices to help the uninsured, but guess who doesn't want lower prices for medicine? We could also say, hey if you get free care, you can't file lawsuits for everythng, but guess who's against that?
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Isn't employer provided health insurance a form of income? Why is it not taxed as income?
Your employer provided heath insurance is compensation for you working there. Why isn't it taxed like regular income? Just because you don't get it in the form of a paycheck it doesn't mean its not compensation.
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Because tax law is not always about generating revenue for the government. In many cases (such as this one) it is intended to encourage something that is seen as beneficial to society. Since our society - in general - regards a person's having health insurance as a 'good thing' we provid a tax benefit to encourage people to have it. In effect - by keeping health insurance tax free, more people will have it.
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Because tax law is not always about generating revenue for the government. In many cases (such as this one) it is intended to encourage something that is seen as beneficial to society. Since our society - in general - regards a person's having health insurance as a 'good thing' we provid a tax benefit to encourage people to have it. In effect - by keeping health insurance tax free, more people will have it.
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If I think I may have a disease and want to get health insurance?
If i get insurance and then go in right away will they be able to void the policy? If so how long would i have to wait?
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All insurance companies will view this as a pre-existing condition. They consider pre-existing conditions as a condition that you've received medical treatment, consultation, or advice, or that a "prudent person" would seek medical treatment, consultation, or advice. The fact that you're asking this question means you are a prudent person and so the policy would be rescinded. Many pre-existing conditions can be covered after 6 - 12 months if you disclose the condition, depending on your state. However, many questions they ask on the application go back 5 to 10 years. You may get answers here concerning discount cards. Be very wary of medical discount cards. They are not regulated by the Department of Insurance nor do the people that sell them need to be licensed nor insured. This means you have little recourse when you have problems with the plan. If you are tempted by the low price and claims of "save up to 80%" be aware that very few doctors actually take these cards. It does you little good if you have to drive 4 hours to find a doctor that will accept the card. Montana couldn't find any doctors in the whole state that actually took the card and only one dentist who was on probation for unlawful activities so they banned the sale of the card and fined the company. See this link http://www.insurancejournal.com/news/wes… for more information. Many other states are starting to ban these cards as well. Before signing up with any discount plan get a list of doctors. If they won't give you a list consider it to be a scam. Call the doctors on the list to make sure they're still taking the card (many don't even know that they're listed as a provider) and that they're accepting new patients.
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All insurance companies will view this as a pre-existing condition. They consider pre-existing conditions as a condition that you've received medical treatment, consultation, or advice, or that a "prudent person" would seek medical treatment, consultation, or advice. The fact that you're asking this question means you are a prudent person and so the policy would be rescinded. Many pre-existing conditions can be covered after 6 - 12 months if you disclose the condition, depending on your state. However, many questions they ask on the application go back 5 to 10 years. You may get answers here concerning discount cards. Be very wary of medical discount cards. They are not regulated by the Department of Insurance nor do the people that sell them need to be licensed nor insured. This means you have little recourse when you have problems with the plan. If you are tempted by the low price and claims of "save up to 80%" be aware that very few doctors actually take these cards. It does you little good if you have to drive 4 hours to find a doctor that will accept the card. Montana couldn't find any doctors in the whole state that actually took the card and only one dentist who was on probation for unlawful activities so they banned the sale of the card and fined the company. See this link http://www.insurancejournal.com/news/wes… for more information. Many other states are starting to ban these cards as well. Before signing up with any discount plan get a list of doctors. If they won't give you a list consider it to be a scam. Call the doctors on the list to make sure they're still taking the card (many don't even know that they're listed as a provider) and that they're accepting new patients.
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Does Texas have a state health insurance for children?
In NY we have child health plus which is inexpensive & if your income is low it is free of charge.
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Yes, it's run by the Medicaid department. Here's the link: http://www.texaschildrenshealthplan.org/… btw, ALL states have a program similar to this.
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Yes, it's run by the Medicaid department. Here's the link: http://www.texaschildrenshealthplan.org/… btw, ALL states have a program similar to this.
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How did airplane bomber get medical treatment without Health Insurance?
I thought people without insurance are dying on the streets in America every minute like the liberals say. Not only did the airplane Detroit bomber get medical treatment at a Michigan hospital asap but treatment at the best burn center in America. The doc wants to continue giving him skin graphs. Hum? We really need to change our healthcare system hah?
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But people are dying due to lack of preventative healthcare. http://www.guardian.co.uk/world/interact… I hope you find the above article of use. And yes, the airplane bomber did get treatment as emergency treatment is offered to all in the USA. FACT - Insurance companies in the USA admit to pushing up prices, buying politicians and not paying out claims when they should [a] FACT - PER PERSON the USA spends more on healthcare than any other nation on the planet [b] FACT - Obama debated his plans before the election for healthcare [c] FACT - the chance of a child under five of dying in the USA is greater than industrialised nations with universal health coverage [d] FACT - Obama was elected by the American people to bring in change [e] FACT - Obama wants to stop insurance companies screwing the American people [f] FACT - The reforms Obama wants work in the Netherlands and in Switzerland [g] If anyone can prove the facts above are wrong, e-mail me and let me know.
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But people are dying due to lack of preventative healthcare. http://www.guardian.co.uk/world/interact… I hope you find the above article of use. And yes, the airplane bomber did get treatment as emergency treatment is offered to all in the USA. FACT - Insurance companies in the USA admit to pushing up prices, buying politicians and not paying out claims when they should [a] FACT - PER PERSON the USA spends more on healthcare than any other nation on the planet [b] FACT - Obama debated his plans before the election for healthcare [c] FACT - the chance of a child under five of dying in the USA is greater than industrialised nations with universal health coverage [d] FACT - Obama was elected by the American people to bring in change [e] FACT - Obama wants to stop insurance companies screwing the American people [f] FACT - The reforms Obama wants work in the Netherlands and in Switzerland [g] If anyone can prove the facts above are wrong, e-mail me and let me know.
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