My health insurance broker gave me some misinformation about my policy that ended up costing me $2,000 so I'd like to get him off my policy so he doesn't get more commissions from me, how would I go about doing that?
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You call the health insurance COMPANY, and tell them you want to switch brokers, and want to get a broker of record letter. They'll give you the number of a few other local brokers, you'll pick one, sign the letter, and they'll send it in and take over your policy.
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Sunday, March 27, 2011
social security income and paying health insurance premium?
My mother is receiving her social security early at 60 years old under widowed category. But is not getting medicare yet. So she is qualified for the low income health benefits. While being placed on the waiting list, she is purchasing the health plan at $302 a month. Can she claim this as a deductible when filing for taxes? Does she have to meet the 7.5% rule for medical expenses?
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Yes, she can claim the premiums, but yes she'd have to meet the 7.5% of income rule. If ss is her only income, she doesn't owe any tax, so there would be no point in itemizing.
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Yes, she can claim the premiums, but yes she'd have to meet the 7.5% of income rule. If ss is her only income, she doesn't owe any tax, so there would be no point in itemizing.
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How can I found out what my health insurance covers?
I am part of Amerigroup almost 17 years old and want to know if my insurance can fully cover an MRI or bone scan.
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health-quotes.talk4fun.net - I switched to this health insurance from them, cause it gives much cheaper rates for m?.
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health-quotes.talk4fun.net - I switched to this health insurance from them, cause it gives much cheaper rates for m?.
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Should I get health insurance with maternity coverage?
i'm 21 years old and married. I'm looking into getting health insurance. I can pay $24.00 a month for the basic plan but it cost $154.00 a month for a plan that covers maternity. I am not pregnant but who knows what can happen in the future. Should I just go ahead and get the insurance that covers maternity? or go with the basic?
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YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here http://www.HealthInsuranceIdeas.info to solve my similiar problem.
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YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here http://www.HealthInsuranceIdeas.info to solve my similiar problem.
Source
Does the State of Iowa have good health insurance for employees?
I am considering a job for the state of Iowa. They offer 4 plans. 2 of the plans are HMO plans with no monthly premium and I believe a $1500 out of pocket max. The PPO plan is $300/mo. Is anyone knowledgeable in a personal sense in terms of whether the state of Iowa has good insurance? Thanks in advance!
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There are many things that should be considered here. Do you have a need for a lot of medical care? Is there a doctor that you already see? Is he/she in the network for the HMO-PPO? Are there services that you would need or like to use on one plan that are not available on the other (say chiropractic)? What are the limitations for seeing a specialist in each plan. HMO's usually require you get a referral from your primary care doctor to see a specialist. Many PPO's do not require any authorization. If you use the doctor a lot and the doctor you see (or would like to see)is in the HMO network and you are happy with the types of benefits they offer, the HMO is propbably the way to go. You will have less choices of the doctors you will be able to see, but your out of pocket expenses will be less considering there is no premium payment required from you. If you would like more freedom in choosing your doctor and not having to go through the referral process, then you pay for that through having to pay the premium and extra out of pocket expenses, like yearly deductibles and co-insurances (the 20% that is your responsibility.) In short, you have to weigh how much you use the doctor and for what services against what it will cost you (both in premiums and out of pocket expenses.)
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There are many things that should be considered here. Do you have a need for a lot of medical care? Is there a doctor that you already see? Is he/she in the network for the HMO-PPO? Are there services that you would need or like to use on one plan that are not available on the other (say chiropractic)? What are the limitations for seeing a specialist in each plan. HMO's usually require you get a referral from your primary care doctor to see a specialist. Many PPO's do not require any authorization. If you use the doctor a lot and the doctor you see (or would like to see)is in the HMO network and you are happy with the types of benefits they offer, the HMO is propbably the way to go. You will have less choices of the doctors you will be able to see, but your out of pocket expenses will be less considering there is no premium payment required from you. If you would like more freedom in choosing your doctor and not having to go through the referral process, then you pay for that through having to pay the premium and extra out of pocket expenses, like yearly deductibles and co-insurances (the 20% that is your responsibility.) In short, you have to weigh how much you use the doctor and for what services against what it will cost you (both in premiums and out of pocket expenses.)
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How many self-employed individuals will cancel their health insurance if Obamacare passes?
I know I will. If they can't deny me coverage when I get sick, it would be stupid to keep paying the insurance until I need it.
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Our small firm will have to, I wont be able to afford it and will probably have to lay a few people off which in turn will wipe us out. I wonder if Obama will stand with his arm around ME during a photo-op when that happens. Probably not. Edit to Cheesecake: I'm a 46 year old architect with seven employees. Explain to me in detail how I will be able to afford the current healthcare bill that was just released yesterday. I'll wait... Edit to BillyBlaze: Same challenge, explain it, in detail. Cheesecake, Billy - We're all waiting...
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Our small firm will have to, I wont be able to afford it and will probably have to lay a few people off which in turn will wipe us out. I wonder if Obama will stand with his arm around ME during a photo-op when that happens. Probably not. Edit to Cheesecake: I'm a 46 year old architect with seven employees. Explain to me in detail how I will be able to afford the current healthcare bill that was just released yesterday. I'll wait... Edit to BillyBlaze: Same challenge, explain it, in detail. Cheesecake, Billy - We're all waiting...
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My father lost his job, and with that came the loss of our health insurance...what should we do?
I have strep throat, and I really need to see a doctor and get some anti biotics prescribed. However, my father lost his job not too long ago and with that came the loss of the family health insurance. I don't know what to do, and he really doesn't seem to care all that much so what should I do? :[
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Do you have an adult friend who your close to? Call him/her. That would be the best thing to do because they could probably help a lot. OR even better- if you know a nurse/doctor friend call them! My sisters a nurse so when im sick or something I call her first before going to the doctor.
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Do you have an adult friend who your close to? Call him/her. That would be the best thing to do because they could probably help a lot. OR even better- if you know a nurse/doctor friend call them! My sisters a nurse so when im sick or something I call her first before going to the doctor.
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