We have affordable car insurance and the gov't doesn't get involved in that, do they? Am I the only one who thinks a few of these industries (insurance, pharmaceutical) should be regulated?
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Your question is much too logical to be taken seriously here. There are numerous ways to reform healthcare. The German model uses private, for profit health insurers who are subject to government regulations that prohibit them from denying coverage bases on pre-existing conditions. So their system is more of a hybrid than other European single payer systems, ranging from this to the British system of socialized medicine where the doctors work for the government to the French system of private doctors but with a single payer system. The big difference, or course, is that the United States has allowed the medical profession to become a for profit system. The free market zealots think this is just fine but the fact is that by allowing the profit motive into this basic human need they are ruining our economy. Soon the portion of our incomes that the health care system demands of us will exceed our ability to pay and we will essentially be working in exchange for healthcare. Economic slavery anyone? But consider this. If we should end up with a single payer system it will spell the end of our economy unless Obama can muster the courage and ammunition to stop the insane prices that the healthcare profession charges us for their services. A single payer system without removing these criminally high prices will create a Bubble that will dwaft even the housing bubble. Close your eyes and try to imagine just how raped and robbed we will be when every person in the country can get medical care that is subsidized by the government with the greedy sons of dogs in the healthcare business charging $235.00 for an aspirin. And to the free maketers who claim that a single payer system with price controls won't work, I remind them of Vlad Lenin. Vlad pulled a 38 caliber pistol from his pocket and put it to the head of a train conductor refusing to run the train. Vlad ****** the pistol and Mr. Conductor yelled, "All Aboard!" The trains ran on time and so will the appendix operations after a couple of well placed bullets.
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Friday, March 25, 2011
How much does a history of smoking affect health insurance rates?
I smoked moderately (1 pack every 3 days) for about ten years. I quit two months ago. I'm 27 now. I've been uninsured for eight years and I want insurance. I feel healthy...but you never know. I might tear my ACL working out or something crazy like that. Do I have a fighting chance, or is the insurance company going to sock it to me because of ol' puffy?
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smokers rates a slightly higher and they usually ask if you smoked in the last 12 months. So at this point you would still be considered a smoker. I suggest you use yellowpages.com to search for health insurance brokers in your area. Don't call your auto and home agent they specialize in property and causality insurance. You need someone that specializes in health insurance. A Broker represents multiple carriers and can help you sort through all the different insurance companies and plan options in your state Tom Z, in group health insurance everyone gets the same rate. But I write individual health insurance everyday and the rates are certainly higher for smokers.
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smokers rates a slightly higher and they usually ask if you smoked in the last 12 months. So at this point you would still be considered a smoker. I suggest you use yellowpages.com to search for health insurance brokers in your area. Don't call your auto and home agent they specialize in property and causality insurance. You need someone that specializes in health insurance. A Broker represents multiple carriers and can help you sort through all the different insurance companies and plan options in your state Tom Z, in group health insurance everyone gets the same rate. But I write individual health insurance everyday and the rates are certainly higher for smokers.
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What could be the reason that Obama sometimes says mandated health insurance is a tax and sometimes he says it?
is not a tax? He initially stated mandated insurance is not a tax but now states (in response to lawsuits) that it is a tax.
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It depends who he is talking to. If he is trying to convince the electorate that he isn't breaking is no new taxes on the Middle Class then he claims it isn't a tax. When he is trying to convince a judge that it is Constitutional then it is a tax. He is the most openly dishonest President we have ever had..
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It depends who he is talking to. If he is trying to convince the electorate that he isn't breaking is no new taxes on the Middle Class then he claims it isn't a tax. When he is trying to convince a judge that it is Constitutional then it is a tax. He is the most openly dishonest President we have ever had..
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Who should pay for health insurance?
I go to school full time and we have 2 children. My husband is self-employed and we have no health insurance. The children do, medicaid. My husband says when I am done with school, I should work full time to provide the family with health insurance. When I am sick and need to go to the doctor, he gives me attitude because we will incur another bill. I say if he wants to be self-employed, he should make enough to pay for it, or get a real job.
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First, having health insurance for yourself is important. One way or another you need to get some. At this point, since your husband is the sole breadwinner, he should pay for health insurance. There are plans out there for small businesses. What do you want to do after you finish school? If you desire, you can work part-time or full time. A full time job may provide you with some great insurance. Only work full time if you need the money or you want to. Do what is right for your family. Your children come first.
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First, having health insurance for yourself is important. One way or another you need to get some. At this point, since your husband is the sole breadwinner, he should pay for health insurance. There are plans out there for small businesses. What do you want to do after you finish school? If you desire, you can work part-time or full time. A full time job may provide you with some great insurance. Only work full time if you need the money or you want to. Do what is right for your family. Your children come first.
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What type of health insurance plan should I look for?
I don't have insurance at work. I'm buying privately. I don't want to spend more than $80 per month. I'm in my mid-20's. I live in Ohio.
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I would like to suggest you get as much information as you could before taking action,here www.HealthInsuranceIdeas.info is a good place for that.
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I would like to suggest you get as much information as you could before taking action,here www.HealthInsuranceIdeas.info is a good place for that.
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Health insurance for my wife at a low rate?
I work but unable to carry my wife do to the rates. Is there any insurance that we can get on at a better than the one offered at my job. So far I have found one with Blue Cross Blue Shield for $70 a month where my job is like $95 a week or so. I do know it was high on a weekly basis.
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First ask your work if they offer a higher deductible plan or a plan with higher co-pays. I bet you blue cross has higher of both of these compared to your work. Just about all companies offer different kinds of deductibles and plans. Make an appointment with your HR person. /
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First ask your work if they offer a higher deductible plan or a plan with higher co-pays. I bet you blue cross has higher of both of these compared to your work. Just about all companies offer different kinds of deductibles and plans. Make an appointment with your HR person. /
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Are there any health insurance companies that will not cover abortion under any circumstances?
I'm interested if there are any insurance companies that won't cover abortion - so, if an individual is against abortion on moral/religious grounds, there is an insurer they can use that reflects these values.
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Not that I can think of. But when the policy is purchased, like through employer sponsored plans - the purchaser can elect to NOT have abortions covered under that policy. However, in cases of ectopic pregnancy, for example, when an abortion is the standard treatment to protect the life of the mother, most states will STILL require that standard health insurance covers it.
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Not that I can think of. But when the policy is purchased, like through employer sponsored plans - the purchaser can elect to NOT have abortions covered under that policy. However, in cases of ectopic pregnancy, for example, when an abortion is the standard treatment to protect the life of the mother, most states will STILL require that standard health insurance covers it.
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