Public school teachers aren't paid well. Being a single mother doesn't help. Her job doesn't pay for her health insurance, she does. So why can she afford it, when she clearly doesn't make a lot of money, but so many other people claim they can't? Isn't it a sign that you don't have to be rich to afford health care, like so many liberals claim?
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Try this site http://heinsurance.notlong.com here you can get quotes from different companies.
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Thursday, February 3, 2011
How do I get health insurance?
Ok Im 20 and I don't think I have health insurance. I want insurance to cover basic health and dental too. How can I get health insurance that is cheap and affordable in California? Thank you
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You need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. Understanding what you are buying is as important as the price. An agent can give you the knowledge you need so that you can decide what the right balance is between affordability and policy benefits. If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage as well as low deductibles, low co-pays and optional vision and dental benefits your monthly premiums will be significant. On the other hand because you are young, presumably healthy and probably don't often use the health care system you might consider a plan that covers only the major health catastrophe. In this type of plan the insurance company does not pay benefits until you first reach a significant out of pocket cost (this is a deductible). Ask the agent if an HSA works for you. If you'd rather have more comprehensive individual health insurance coverage, such as preventive care coverage, consider a PPO or HMO plan with a lower deductible. Consider higher co-pays for doctor's office visits and perhaps not cover prescription drugs. Either of these approaches will result in a lower monthly premium. You then can use the monthly premium savings to pay for the occasional doctor visit or prescription and still come out ahead. Check with the agent that writes your other insurance or perhaps your parent's agent he/she can provide you a health insurance proposal that takes into account your budget and health status. They can answer questions as to what is and is not covered by the policy, explain deductibles and co-pays and show you the hospitals and doctors that participate in the network. (Networks in PPO and HMO plans are very important considerations). Some are going to suggest you go to their web site so that they earn a few pennies on a "click through". Some may suggest going on line to get a quote but you probably know there is much more to choosing the right health insurance than price. Use the Internet to educate yourself but use an agent to purchase the coverage.
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You need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. Understanding what you are buying is as important as the price. An agent can give you the knowledge you need so that you can decide what the right balance is between affordability and policy benefits. If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage as well as low deductibles, low co-pays and optional vision and dental benefits your monthly premiums will be significant. On the other hand because you are young, presumably healthy and probably don't often use the health care system you might consider a plan that covers only the major health catastrophe. In this type of plan the insurance company does not pay benefits until you first reach a significant out of pocket cost (this is a deductible). Ask the agent if an HSA works for you. If you'd rather have more comprehensive individual health insurance coverage, such as preventive care coverage, consider a PPO or HMO plan with a lower deductible. Consider higher co-pays for doctor's office visits and perhaps not cover prescription drugs. Either of these approaches will result in a lower monthly premium. You then can use the monthly premium savings to pay for the occasional doctor visit or prescription and still come out ahead. Check with the agent that writes your other insurance or perhaps your parent's agent he/she can provide you a health insurance proposal that takes into account your budget and health status. They can answer questions as to what is and is not covered by the policy, explain deductibles and co-pays and show you the hospitals and doctors that participate in the network. (Networks in PPO and HMO plans are very important considerations). Some are going to suggest you go to their web site so that they earn a few pennies on a "click through". Some may suggest going on line to get a quote but you probably know there is much more to choosing the right health insurance than price. Use the Internet to educate yourself but use an agent to purchase the coverage.
Source
Can my GF be qualified for health insurance?
I was wondering if its possible to put my GF on my health insurance. It says in order for me to put her on my insurance, she needs to be a dependent on me. Well for these past taxes her brother put her as her dependent and well now I'm paying for everything for her, not her brother. Example: Food, Necessities, Gas, Transportation. Will she be considered by dependent or is there another way I can put her on my insurance because she needs the insurance, because she has MS and needs to see specialists.
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Do you live together? Some states (and some medical plans) have a domestic partner clause which would allow her to be covered under your health insurance if she meets certain criteria. Do you have coverage through your employer? If so, contact your HR department and ask them if a domestic partner can be covered by your health plan. They'll be able to answer your questions and even get the enrollment process going, if she's eligible.
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Do you live together? Some states (and some medical plans) have a domestic partner clause which would allow her to be covered under your health insurance if she meets certain criteria. Do you have coverage through your employer? If so, contact your HR department and ask them if a domestic partner can be covered by your health plan. They'll be able to answer your questions and even get the enrollment process going, if she's eligible.
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Why were republicans against mandated health insurance when the idea was theirs to begin with?
http://news.yahoo.com/s/ap/us_health_ove… Now we know republicans opposed it SOLELY for political reasons.
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you are absolutely right, it's nothing but politics. The republicans believe that they can convince enough of their ignorant screaming base that this is a bad idea, and that nobody will really care that it was a republican idea in the first place. They believe that somehow they can convince folks to let hypocrites run the government as opposed to democrats. It's the old adage of lawyers. "When the facts are on your side, argue the facts. When the law is on your side, argue the law. When neither are on your side, scream like hell." So they just scream like hell.
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you are absolutely right, it's nothing but politics. The republicans believe that they can convince enough of their ignorant screaming base that this is a bad idea, and that nobody will really care that it was a republican idea in the first place. They believe that somehow they can convince folks to let hypocrites run the government as opposed to democrats. It's the old adage of lawyers. "When the facts are on your side, argue the facts. When the law is on your side, argue the law. When neither are on your side, scream like hell." So they just scream like hell.
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If you had no car payment, would you be able to afford health insurance?
If you answer yes, then does it stand to reason that your priorities are a bit off, that perhaps you should drive a paid for used car before buying a car that makes it impossible for you to afford health insurance? Just checking. thanks.
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It appears you may have forgotten the government doesn't like used cars. They just trashed a whole bunch of them and at taxpayer expense. Let me guess..you like PORK? Just checking....
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It appears you may have forgotten the government doesn't like used cars. They just trashed a whole bunch of them and at taxpayer expense. Let me guess..you like PORK? Just checking....
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Why do Liberals want to be force to pay Health care Insurance?
why can't some people work harder and pay for their own health care insurance? There are some people who are driving without car insurance.... So I don't think there is such thing as affordable health insurance
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"Why do Liberals want to be force to pay Health care Insurance?" They don't believe they will have to. That's why they are all for it.
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"Why do Liberals want to be force to pay Health care Insurance?" They don't believe they will have to. That's why they are all for it.
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If I visited New Zealand, was injured and I didn't have health insurance would New Zealand pay the bill?
If I were to visit New Zealand on holiday and I were to be injured and I didn't have health insurance, would New Zealand pay for my hospital bill? How much would I typically have to pay?
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If you were injured through an accident (not a disease or medical problem), yes, you are covered through the New Zealand Accident Compensation Corporation. New Zealand provides free care for all accidents for everyone in New Zealand, including tourists. According to their web site - htttp://www.acc.co.nz/claims/am-i-covere… : ACC offers 24-hour, seven-day-a-week, no-fault eligibility for comprehensive injury cover for everyone in New Zealand: • no matter what you're doing or where you are when you're injured – driving, playing sport, at home, at work. • no matter how the injury happened, even if you did something yourself to contribute to it. • no matter what age you are or whether you're working – you might be retired, a child, on a benefit or studying. Visitors to New Zealand are also eligible for cover, as are New Zealanders who travel overseas on short trips. However, the ACC will not pay for any changes to your travel you may have to make because of the injury, or any lost wages you lose to injury if you are not working in New Zealand. For this reason, you should have travel insurance as well.
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If you were injured through an accident (not a disease or medical problem), yes, you are covered through the New Zealand Accident Compensation Corporation. New Zealand provides free care for all accidents for everyone in New Zealand, including tourists. According to their web site - htttp://www.acc.co.nz/claims/am-i-covere… : ACC offers 24-hour, seven-day-a-week, no-fault eligibility for comprehensive injury cover for everyone in New Zealand: • no matter what you're doing or where you are when you're injured – driving, playing sport, at home, at work. • no matter how the injury happened, even if you did something yourself to contribute to it. • no matter what age you are or whether you're working – you might be retired, a child, on a benefit or studying. Visitors to New Zealand are also eligible for cover, as are New Zealanders who travel overseas on short trips. However, the ACC will not pay for any changes to your travel you may have to make because of the injury, or any lost wages you lose to injury if you are not working in New Zealand. For this reason, you should have travel insurance as well.
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