Friday, November 26, 2010

what will happen to insurance companies with Health Care reform?

Are health insurance companies staying around with the health care reform? It seems like since everyone will be paying through the government for healthcare renders health insurance obsolete. I pretty much know nothing about the health care reform and I do not care to know, probably because I am under my parent's insurance.
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I hope THEY TANK! I HATE GREED therefor since Insurance companies turn away children with Pre-existing conditions because they do not make a profit. For those who ARE for health care for profit then I Hope you never take advantage of the reform bill and When the insurance company's deny those against the current health-care coverage I want to be their to LAUGH in the their faces!! Hope those of you out their that SMOKE keep that from your respective insurance companies because they will drop you likes it hot.
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Exactly how much will I have to pay in taxes to cover the Governments new Health Insurance Bill?

Is there a certain percentage depending on how much a person makes annually? I certainly don't mind helping my fellow Americans have health coverage, I just don't want to go broke doing it. In addition, The Bill states that we all "have to have health insurance" or people without will be fined. This seem to sound a bit threatening towards Americans. I mean, as odd as may seem, some people don't want health insurance or just cant afford to have their paychecks cut to pay for health care.
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The Bill has not passed yet, now it goes back to the House, and some more "Behind closed doors" antics. When it leaves there, probably the end of January, it has to go back to the Senate, and if all works out OK, then to the President, I guess. If I know the House and Senate, this could take months. If they all agree, who knows what the Bill will look like when they are done, but as it stands now, people under $200,000 a year need not worry, except if you smoke, drink, use tanning salons, eat fast food, soda pop, or use gasoline. And anything else they can think of as a "SIN" tax. Believe me, this is NOT going to be cheap, no matter what they pass. You are going to see massive lineups, massive wait times, difficult to find a doctor, and much more. I know, I live in Canada now, and have lived in the USA for 25 years. It is like night and day. Yes, I have health care, but absolutely need to be dieing before I will use it. Took 2 years to find a doctor here, when I moved back 3 years ago. Many applications sent in, only one called me a year later. These are all New Doctors, fresh out of Med School, that I sent applications to be "Taken On as a Patient"!
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Is it legal to charge employees different amounts for health insurance based strictly on their income?

The company I work for has just started this, people who earn more are having to pay a higher premium for employer sponsored health insurance than those earning less. Is this a legal practice or are they pulling a fast one?
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Yes, it's normal. My husband works for a fortune 100 company, and they've been doing it that way for YEARS.
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What information EXACTLY is needed to be given to health insurance?

I need an actual list of things of what is required to give to any health insurance company. Please and thank you.
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thanks
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Who are health insurance companies accountable to?

In other words, if you have a compliant or need to resort to some legal measure, to whom are some people you can report a given insurance company? To be specific: the problem is that I was billed for health insurance coverage from a company and never received coverage (in fact I was denied coverage on three different occasion). And It was full health coverage. How would you classify this problem? Fraudulent? Much appreciated!
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Go to your state's dept of insurance website. You can usually file a complaint online. Have all the pertinent information to include in your complaint. Someone will get back to you rather quickly to address this with you. You might end up having to submit the paperwork and bank records to show you were denied yet still charged. The more info you have to support your complaint the more favorable the outcome will be for you. Good luck!
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What is required to qualify for the religious exemption to the mandate to buy health insurance?

Are there particular listed religions to which you would have to belong to be exempt? Or would having a personal religious belief against the kind of health care covered by health insurance be enough?
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If it's the latter, let me know what religion I need to join...
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What is the most affordable health insurance?

I am 28 and even though I am on Social Security for Mental Health reasons I no longer qualify for insurance. Is there an affordable health insurance that I can pay for that offers benefits dealing with therapy and group therapy and basic medical care? Please send any links you might have. Thank you
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healthquotes.awardspace.info - my family have this health insurance. It is affordable and has good coverage for dental issues.
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