Wouldnt it make more sense if the company let the employees decide how they should allocate their earnings between health insurance and retirement and so forth?
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Higher wages is about attracting employees, while benefits packages are about retaining employees. It is much more efficient to keep an employee around after they have been trained. Most retirement plans, stock option packages, insurance benefits, etc. are designed to pay higher rewards to those with greater tenure so the longer you are around, the more expensive it becomes to leave.
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