My sister is in a nursing home. I have been paying her COBRA since December. The nursing home called and "warned" us to find a medicaid facility because her health insurance will probably drop her. Why?
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I do not believe this is a COBRA question but an allowed coverage situation. Medical insurance covers treatment expenses, such as for physical therapy or other skilled care when a person is in a nursing home, as long as they are making continuous improvement. When a person is no longer improving but still needs assistance this is called custodial care and is not covered by medical insurance or Medicare.
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