I have health insurance with my employer and it only covers 80% of the expenses. If I go to the doctor will they bill me for the 20% I have to pay out of pocket, or will I have to pay right then.
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The 20% does NOT automatically get deducted from the paycheck!!!! You will probably have a co-pay that is due at the time of service. You will then be billed for the 20% not covered by your health insurance.
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