I recently separated from my husband, I am covered under his health insurance. ( Blue Cross Blue Shield) Can he cancel my health insurance? I heard somewhere that he couldn't. Is this true? I have an upcoming surgery and need to know for sure! Thanks...
--------------------
I would recommend you speak to an attorney. I've been an insurance and financial services professional for over 30 years, and I've seen angry spouses and ex-spouses ruin one another financially over things like this. I don't mean to disagree with the first commenter, but calling the insurance company and getting your own policy would not be in your interests. Your pre-existing condition would likely not be covered at all under a new policy, and if you get an entirely new policy (not COBRA), they are not required to accept you or to cover your existing condition. Your estranged husband might be a great guy, and y'all might be getting along great right now, but don't ever put it beyond a vindictive ex-mate to get revenge. In some states you can get temporary spousal support or consideration. Or, you may just get a court order which requires him to maintain the insurance coverage as it was prior to the separation (include any life insurance and beneficiary designations to be maintained in the same manner). But, IF YOU DON'T GET LEGAL REPRESENTATION YOU ARE MAKING YOURSELF VULNERABLE! If you have children, then you need to be sure he continues to provide insurance for them, as well. Additionally - and I know, most people say, "oh, I don't want anything, I just want to move on." You may say that now, but the future might be very different. What if you become uninsurable as a result of your medical condition? What if you can get insurance, but it will be heavily endorsed for your condition, or the premium increased? What if he dies before the divorce is final? Or, if you have children, what if he dies before his child support obligations terminate? With a good attorney, you can require that he maintain a life insurance policy equal to the amount of future unpaid child support (or in states where alimony is required, equal to unpaid future alimony payments). If he dies, that doesn't mean those obligations should be erased. An attorney can require that he maintain, and pay premiums for your coverage - at least through the time you are entitled to COBRA coverage. PLEASE!!! Don't take this lightly! You have an obligation TO YOURSELF to ensure your future. Whether or not the two of you remain together, his part in that obligation (depending on how long you were together, how many children, and economic and property status) his part in that obligation does not end just because the marriage ends!
Source
Monday, August 22, 2011
How much is the Private Health Insurance?
$2 a month? $50 a month? Affordable rate? I can get braces, crown, root canal, bunion repair, fungal surgically remove from my toe nails, hair replacement for my future baldheaded husband, and all?
--------------------
same as how much is that doggie in the window, they one with the waggly tail.
Source
--------------------
same as how much is that doggie in the window, they one with the waggly tail.
Source
Why is Bush working for health insurance companies instead of people?
""The House and Senate earlier this month passed different versions of a plan to reauthorize and expand Schip. While the Senate version has bipartisan support, President Bush has vowed to veto either bill, saying both plans pose a threat to private insurers.""
--------------------
Because the insurance industry lobbiests can pay more money. The insurance companies are getting richer; people are getting poorer because Bush has to protect his rich friends. It is the Republican way - lavish the rich and screw everyone else.
Source
--------------------
Because the insurance industry lobbiests can pay more money. The insurance companies are getting richer; people are getting poorer because Bush has to protect his rich friends. It is the Republican way - lavish the rich and screw everyone else.
Source
On Academic Suspension need health Insurance?
My question is i am on academic suspension and i have lost my health insurance. The reason i am on academic suspension is because i was very sick the last two months with a chronic disease. But i didn't tell anyone at the school so i screwed myself over. I want to know what i can do for health insurance is thier anyway i can be on my parents still because of my health issue. I live in NH if that helps too.
--------------------
healthplans.my-age.net - here is my health insurance plan. As I remember they can provide such a service.
Source
--------------------
healthplans.my-age.net - here is my health insurance plan. As I remember they can provide such a service.
Source
What constitutional authority does the government have to fine and jail people who don't have health insurance?
Where in the constitution does it allow the government to do this? Isn't the contitution all about limiting the power of the government from individuals?
--------------------
None, you are right , and this will set a precedent for tyranny and totalitarianism to end our repbulic
Source
--------------------
None, you are right , and this will set a precedent for tyranny and totalitarianism to end our repbulic
Source
What are the Service Issues with a Health Insurance Company?? Please Help!?
Please could anyone help in answering this question. I want to discuss the service issues relating to a company that offers services like health insurance, bonds etc, but am completely stuck. If I relate it to a a car showroom where services issues include presentation, customer attendance, provision of test drives etc. I have come up with quality of customer services team, available customers and knowledge on products so far. If anyone could help that would be great!
--------------------
Could you add more details to your questions ? Not sure what you are looking for. Not sure if you need to look at Health Insurance policies to find what s included or not.
Source
--------------------
Could you add more details to your questions ? Not sure what you are looking for. Not sure if you need to look at Health Insurance policies to find what s included or not.
Source
How does the government's proposed new health care bill impact all health insurance companies?
I dont understand this question for my business class! im supposed to answer it in a business point of view. help anyone?
--------------------
Any kind of reform ultimately is corporate welfare because it will force everyone to buy insurance even if they can't afford it, so the solution is give tax credit to them with money so the distribution of wealth goes from taxpayer to government to individual to corporate America. Basically, we are again subsidizing corporate America with government giveaways. The public option is proposed to allow competition in order to reduce costs across the boards. However, there is some concern that it will drastically damage private insurance. People who don't like their private plan should have the option to buy or shop for insurance instead of tied to their employer. Single payer system would destroy private insurance, but it seems to be working fine in Canada, France and UK.
Source
--------------------
Any kind of reform ultimately is corporate welfare because it will force everyone to buy insurance even if they can't afford it, so the solution is give tax credit to them with money so the distribution of wealth goes from taxpayer to government to individual to corporate America. Basically, we are again subsidizing corporate America with government giveaways. The public option is proposed to allow competition in order to reduce costs across the boards. However, there is some concern that it will drastically damage private insurance. People who don't like their private plan should have the option to buy or shop for insurance instead of tied to their employer. Single payer system would destroy private insurance, but it seems to be working fine in Canada, France and UK.
Source
Subscribe to:
Posts (Atom)