What makes health care an employers responsibility any more than housing, transportation, or food is?
--------------------
The right wing of the Country trust business more than government. In all other civilized nations the people understand that the government should be for the people and that such a thing like the right to live is not something that should be traded on the stock market and available to only the wealthy and the very poor. In this country the guy who punches the clock everyday is going to be the one who is more apt to lose everything due to lack of or poor coverage.Until certain people understand that it is the guy trying to make a buck at your expense that we should be afraid of rather than people we choose to represent us then the people who give us a job will have to pay for the ignorance and generally this is small businesses who do most of the employing. And thy are not necessarily the wealthy ones.
Source
Friday, July 29, 2011
Short term health insurance for baby?
I need to get health insurance for my 2 month old. I'll only need it for 3 months until my insurance's picks him up Jan. 1st. Anyone know any good companies or policies they've used for something like this? How much was the cost?
--------------------
Unfortunately, because of the health care reform act ALL insurance companies have stopped writing child only policies as of 9/23/10. The only way to get him on a policy is for an adult to be on with him, so you or your spouse also needs to sign up, even if you're going to be double covered for that time period. Also, you need to contact a local agent that works with all of the major companies in your area because every company has lower age limits. In my state those limits range from age 2 weeks to age 6 months with the different companies. Companies do not write policies in all states so any company I may mention may not even be available in your state. Your local agent can find the best policy at the lowest cost; there is no extra charge using an agent.
Source
--------------------
Unfortunately, because of the health care reform act ALL insurance companies have stopped writing child only policies as of 9/23/10. The only way to get him on a policy is for an adult to be on with him, so you or your spouse also needs to sign up, even if you're going to be double covered for that time period. Also, you need to contact a local agent that works with all of the major companies in your area because every company has lower age limits. In my state those limits range from age 2 weeks to age 6 months with the different companies. Companies do not write policies in all states so any company I may mention may not even be available in your state. Your local agent can find the best policy at the lowest cost; there is no extra charge using an agent.
Source
How can I find out if a school district In NJ gives health insurance benefits at no cost?
I would like to know if the Edison Board of Education in NJ gives health benefits at no cost to employees. Is there a web-site to find this out. Is this public knowledge can I call them and ask?
--------------------
Call the HR Dept. & ask.
Source
--------------------
Call the HR Dept. & ask.
Source
I'm looking to purchase health insurance, what should I look for?
My husband and I are both employed but neither of our jobs offer health insurance. What should we look for in an agent? What is an appropriate insurance plan? How long will it be before coverage starts with most plans? We are 28 and 29 years old and neither of us have any known major health problems. Thanks for the input!!
--------------------
Finding an agent that represents the most options is the most important thing. If there were one insurance company that had the best product at the best price for all looking for coverage, there would only be one insurance company offering coverage in your area. If I were looking for coverage for you and your husband, I would make the following recommendations: 1. If maternity is in the plan for the future, make sure that your plan has coverage for it now. You may not be able to make changes in coverage later, especially if you get pregnant. 2. Consider a High-Deductible Health Plan. If you are both healthy and don't use your insurance much, why pay for a plan that will give you the right to pay a small co-pay that you may never use? HDHP can also qualify you for a Health Savings Account. This is a tax-advantaged account that you can establish to help pay all or part of your deductible, in the event you need it. The deductibles don't have to be huge and scary, but must meet the minimum requirements as established by the IRS. Also, typically, coverage can begin almost immediate, depending on the insurance companies' requirements. Some require that applications be submitted by a certain date to bind coverage for the following month. Others have a "rolling" enrollment process, where coverage can be effective on the date the application is signed, provided you pass the underwriting process. Good luck in your seach.
Source
--------------------
Finding an agent that represents the most options is the most important thing. If there were one insurance company that had the best product at the best price for all looking for coverage, there would only be one insurance company offering coverage in your area. If I were looking for coverage for you and your husband, I would make the following recommendations: 1. If maternity is in the plan for the future, make sure that your plan has coverage for it now. You may not be able to make changes in coverage later, especially if you get pregnant. 2. Consider a High-Deductible Health Plan. If you are both healthy and don't use your insurance much, why pay for a plan that will give you the right to pay a small co-pay that you may never use? HDHP can also qualify you for a Health Savings Account. This is a tax-advantaged account that you can establish to help pay all or part of your deductible, in the event you need it. The deductibles don't have to be huge and scary, but must meet the minimum requirements as established by the IRS. Also, typically, coverage can begin almost immediate, depending on the insurance companies' requirements. Some require that applications be submitted by a certain date to bind coverage for the following month. Others have a "rolling" enrollment process, where coverage can be effective on the date the application is signed, provided you pass the underwriting process. Good luck in your seach.
Source
Does SSI have a health insurance program for kids?
He has been receiving SSI Disability for a year now and with that, the state (medicaid) insurance cut him off because he receives SSI. Where in the world is he supposed to go for health insurance? I signed up with Nevada Check-up now and i'm still awaiting a response. I've been told Social Security has a program but Medicaid mainly says for 65 or older.. Where is the application
--------------------
You can find health insurance quotes online that are pretty inexpensive. http://healthinsuranceconnection.info/ has a short form you fill out and you can get rates from a bunch of different providers.
Source
--------------------
You can find health insurance quotes online that are pretty inexpensive. http://healthinsuranceconnection.info/ has a short form you fill out and you can get rates from a bunch of different providers.
Source
With Molina Health care Insurance, can you get a blood test without your parents finding out?
If you are under the age of 21/18, can you get a pregnancy blood test at a clinic without your parents finding out if you have Molina as your insurance?
--------------------
Your parents will probably find out that you went to the clinic. They won't find out why. Just call Planned Parenthood and make an appointment there, or do a home pregnancy test from the drugstore.
Source
--------------------
Your parents will probably find out that you went to the clinic. They won't find out why. Just call Planned Parenthood and make an appointment there, or do a home pregnancy test from the drugstore.
Source
Do you have health insurance? How much do you pay for it?
If you don't have it why not?
--------------------
health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
Source
--------------------
health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
Source
Subscribe to:
Posts (Atom)