Saturday, June 18, 2011

Is Medicare A, B, and D enough health insurance? Do you need a $200+/month supplement to cover a heart bypass?

Is Medicare A, B, and D enough health insurance? Do you need a $200+/month supplement to cover a heart bypass? Is Medicare A, B, and D enough health insurance? Do you need a $200+/month supplement to cover a possible triple bypass at age 71? How much will a triple bypass cost? What much will come out of my savings?
--------------------
http://www.medicare.gov/
Source

How does the level of coverage in countries with single-payer health insurance compare . . . ?

with the typical insurance policy in the US?
--------------------
I have lived for a number of years in two other countries that have single payer systems and since last year with Medicare here, which amounts to the same thing. In all cases it's a good idea if one can afford it to take out supplemental insurance. In all cases the system worked just fine for me and a great deal better than the insurance I had from a private insurer in the US before I became eligible for Medicare.
Source

If a hospital sends a late bill that your health insurance won't cover because it was past the 90 day period..?

what would/could you do? The hospital forget to mail it out. Now they are mailing it. But my health insurance won't accept bills past the 90 day period after the date of service. It was the hospital's fault for mailing it out late. It's possible that it will arrive just in time, however, if it is not in time, what can I do? Go to court against the hospital or what?
--------------------
In the event your medical insurance is provided by your employer as a job benefit, the medical provider is required by a rather obscure provision in the federal National Labor Relations Act to submit bills to insurers within a limited amount of time. Failure to do so means that the insurance will not pay, and the patient is not required to pay. Most insurers do not hold providers to that time line, but they are certainly entitled to do so. If push comes to shove, you will need an attorney to fight this one out for you. Best of luck!
Source

Information about health insurance please?

Im looking for a cheap but good health insurance. Please let me know what your recommendations are.
--------------------
There is no "cheap but good", except for scams. GOOD insurance is expensive, cheap insurance has high deductibles and sometimes severe coverage limitations. You can't get a brand new Cadillac, off the lot, for $25 cash. There's no bargain.
Source

If Obama hates the health insurance people so much?

why is he making us all go to them to buy thier insurance policies. This doesn't make sense unless he is getting millions in kickbacks to his Cayman Island bank account.
--------------------
Can't use reason or logic, it doesn't fit the Democrat agenda. Just repeat over and over, Bush sucks Bush sucks Bush sucks.
Source

Do you think health insurance or free healthcare is a right?

Are we all entitled or not?
--------------------
of course NOT. there is no such thing as 'free' healthcare.
Source

Can my parents still claim me as a dependent when the only thing they pay for is my health insurance?

I'm 21 years old live on my own pay my own bills, Im a full time student as well, but I have loans for that; no contribution from my parents.
--------------------
It sounds like you don't want them to claim you any more. You can claim your self on your own income tax and not check the box that someone else is claiming you. The IRS will send out a letter to your parents asking them to prove that they provide at least 50% of your expenses. Insurance is a lot, but if you have younger siblings chances are that if it is an employer work policy the coverage is for child(ren) so whether they have one child or 20 it would be the same price. Now if you want to maintain a relationship with your parents, I would sit down with them and go over the pros and cons of which is more beneficial - them to claim you or you to claim yourself. Good luck
Source