if i understand this correctly if i dont get health insurance i will go to jail if this bill passes?
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You will not go to jail if you don't have health insurance. You will however have to pay a fine. If you fail to pay the fine you will be be enjoying correspondence from the IRS regarding their rather significant legal powers of persuasion...
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Sunday, May 22, 2011
Why do republicans love the private health insurance industry so much?
I just want to try to understand the perspective of people who apparently have nothing but love for these companies.
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I love the choices I have, which *should* be mine to make. I love the basic right of choosing quality care for myself, and future children. No one's arguing against reform. Obamacare is not reform. It's an overhaul of the system, wherein rationed care & lack of treatment options will be a reality.
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I love the choices I have, which *should* be mine to make. I love the basic right of choosing quality care for myself, and future children. No one's arguing against reform. Obamacare is not reform. It's an overhaul of the system, wherein rationed care & lack of treatment options will be a reality.
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Why don't all these Liberals complaining about healthcare start their own health insurance company?
Then they can cover everybody that they feel sorry for and pay every penny of every single expense their customers incur as a result of illnesses and surgeries. Why don't they do that? Is it because they're hypocrites and don't want to pay for it themselves? They'd rather taxpayers pay it? Is that why?
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Because that's the thing. They don't want to pay it themselves, they want taxpayers too and they want to force EVERYBODY to get on it so they can have control and micromanage our lives.
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Because that's the thing. They don't want to pay it themselves, they want taxpayers too and they want to force EVERYBODY to get on it so they can have control and micromanage our lives.
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Does this make sense when it comes to health insurance?
A person does not get charged a Higher premium for health insurance if they are smokers, yet they will flat out deny a person with type 2 diabetes if he/she was not previously insured, even if this type 2 diabetic is in general very healthy does not drink or smoke and is not overweight. How does this make sense?
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Actually the regulations governing health insurance (through ERISA - the employee retirement and income security act) forbid discrimination between enrollees except for documented health conditions (e.g. diabetes). Since smoking is highly correlated with many diseases but the causative factor is not identified it cannot be used as a discriminator. Many companies that self insure and are therefore exempt from ERISA do choose to provide nonsmokers rebates on their premiums. Unfortunately the Federal regulations do not permit these types of provisions in fully insured plans.
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Actually the regulations governing health insurance (through ERISA - the employee retirement and income security act) forbid discrimination between enrollees except for documented health conditions (e.g. diabetes). Since smoking is highly correlated with many diseases but the causative factor is not identified it cannot be used as a discriminator. Many companies that self insure and are therefore exempt from ERISA do choose to provide nonsmokers rebates on their premiums. Unfortunately the Federal regulations do not permit these types of provisions in fully insured plans.
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Do you know of any low cost personal health insurance?
My employer recently cancelled our health insurance and I was looking to pick up a plan on my own. Do any of you have any companies that I can look into
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It really depends on the area you live in... companies can be super competitive in one area and be super expensive in another you can go to the major insurance players websites to see what they have to offer... ie: bcbs.com ... uhc.com ... aetna.com .. cigna.com .. you don't want to skimp on health insurance. One trip to the hospital that turns out not to be covered can easily cost you tens of thousands of dollars
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It really depends on the area you live in... companies can be super competitive in one area and be super expensive in another you can go to the major insurance players websites to see what they have to offer... ie: bcbs.com ... uhc.com ... aetna.com .. cigna.com .. you don't want to skimp on health insurance. One trip to the hospital that turns out not to be covered can easily cost you tens of thousands of dollars
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What good will a public option health insurance plan be if states can opt out? Wont most states do just that?
If this is passed will it just be a feel good measure?
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All the details about opting out have not been announced yet. But it looks like the program will run for a year before states get to opt out. By that time, voters should know whether they like the program or not. http://tpmdc.talkingpointsmemo.com/2009/… In addition: The CBO says the proposed Public Option will reduce the deficit. http://www.bloomberg.com/apps/news?pid=2… Unless you make over a million a year, your taxes will not be raised by the Public Option. The new bill, like an earlier version, retains a surtax on high-income people, but increases the thresholds. The tax would hit married couples with adjusted gross incomes exceeding $1 million a year and individuals over $500,000 — just three-tenths of 1 percent of all households, Democrats said. http://www.nytimes.com/2009/10/29/health…
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All the details about opting out have not been announced yet. But it looks like the program will run for a year before states get to opt out. By that time, voters should know whether they like the program or not. http://tpmdc.talkingpointsmemo.com/2009/… In addition: The CBO says the proposed Public Option will reduce the deficit. http://www.bloomberg.com/apps/news?pid=2… Unless you make over a million a year, your taxes will not be raised by the Public Option. The new bill, like an earlier version, retains a surtax on high-income people, but increases the thresholds. The tax would hit married couples with adjusted gross incomes exceeding $1 million a year and individuals over $500,000 — just three-tenths of 1 percent of all households, Democrats said. http://www.nytimes.com/2009/10/29/health…
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What income would be needed to survive with health insurance and home insurance in upper rural new england?
and the midwest.
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You can easily check your minimal health care rates in internet, for example here - healthplans.bebto.com
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You can easily check your minimal health care rates in internet, for example here - healthplans.bebto.com
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