Im sure it is, but most of the time the dental and vision care portion of the plan sucks. Is it smarter to get them seperatly even if you think you have perfect teeth and vision.
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Yes, you should buy separate dental, vision and health plans. Generally, dental and vision are auxiliary benefits which means they are not the main focus of the plan, which is the health care portion. Buying separate plans will, in theory, enable the plans to be more reliable. This is very much like buying anything else. For example, if you buy a devise that includes a GPS, iPod, and cell phone, you would think that the GPS aspect of the devise would not be as reliable as going out and buying the device itself. Perfect teeth and vision does not last forever, especially with increasing age, when health insurance no longer is an option, therefore I do not recommend that you let this affect your choice of insurance plan. Hope this helps.
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Friday, April 29, 2011
Do any health insurance companies pay for a Wii system?
I'm curious because I heard a doctor state that in the next few years they would be prescribing them and insurance would be paying for them to help overweight and stroke patients.
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Insurance companies pay for treatments and things by determining whether the treatment/item is medically necessary for treatment. For instance, if you get a CT scan for no reason, your insurance won't cover it and you'll pay for the entire thing. If you are experiencing migraines and you get a CT scan, it's much more likely that insurance will pay for the procedure. Unless a doctor can prove that the Wii is medically necessary for treatment of the illness/disease/disorder in question, I wouldn't count on it being covered.
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Insurance companies pay for treatments and things by determining whether the treatment/item is medically necessary for treatment. For instance, if you get a CT scan for no reason, your insurance won't cover it and you'll pay for the entire thing. If you are experiencing migraines and you get a CT scan, it's much more likely that insurance will pay for the procedure. Unless a doctor can prove that the Wii is medically necessary for treatment of the illness/disease/disorder in question, I wouldn't count on it being covered.
Source
I got a sprained ankle and a huge open wound, my family doesnt have health insurance what do i do?
I accidently tripped while running, sprained my ankle, and got an open flesh woound about 1.5cm x 1cm big. My dad got laid off so we dont have any health insurance, im only 15!! im too young to get a massive infection, and i can only sort of walk without support! I cant visit the doctor! Hurry up healthcare bill!!!
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Put some salt in there and wrap it up with sandpaper. To keep your mind off of that pain, take some razor wire and nestle that deeply betwixt your buttocks. For the love of all that is holy, to hell with the health care bill, get you monkey *** to hospital stat!
Source
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Put some salt in there and wrap it up with sandpaper. To keep your mind off of that pain, take some razor wire and nestle that deeply betwixt your buttocks. For the love of all that is holy, to hell with the health care bill, get you monkey *** to hospital stat!
Source
Would you drop your expensive health insurance when Obama finds a less expensive way to insure us all?
Or will you insist a good deal is socialist as you always do before you fact check?
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I quit paying the "health" insurance companies many years ago - and under the republican plan, if I get really sick I die like a dog in a ditch. Shouldn't be called "health" insurance - perhaps it should be "money" insurance - as it insures that the insurance companies get your money - and you get to pay a LOT of insurance agents' salaries! So ya - I could do with a little "socialist".
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I quit paying the "health" insurance companies many years ago - and under the republican plan, if I get really sick I die like a dog in a ditch. Shouldn't be called "health" insurance - perhaps it should be "money" insurance - as it insures that the insurance companies get your money - and you get to pay a LOT of insurance agents' salaries! So ya - I could do with a little "socialist".
Source
Do group health insurance plans provide for covering costs of auto personal injury after auto ins PIP pays out?
Do group health insurance plans typically cover balances remaining for treatment related to automobile accidents after auto insurance personal injury protection has paid its maximum benefit?
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Usually not. You may have to sue the person that caused to accident.
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Usually not. You may have to sue the person that caused to accident.
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I am recently retired. I still have health insurance (GHI) I also have Medicare. Which should be my Primary?
The reason i ask is because GHI is rejecting all claims stating that Medicare is my primary. Do I have a choice in who is my primary? Which is better to have as my primary health insurance. Thank you.
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I think your primary should be Medicare and is better since GHI is rejecting your claims. But if you don't know, you should go ask them and find out. Hoped this helped, and I'm sorry I didn't really know how to answer this at all. But best wishes, and lots of luck(:
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I think your primary should be Medicare and is better since GHI is rejecting your claims. But if you don't know, you should go ask them and find out. Hoped this helped, and I'm sorry I didn't really know how to answer this at all. But best wishes, and lots of luck(:
Source
Are there any good arguments for requiring health insurance. Ive only heard arguments against it?
Ive heard the car insurance one, not very solid. I also have heard there will be hardship exemptions and certain levels of income earned that will determine how much help will be given in purchasing insurance. Just looking for somethings to note when someone brings up this part of the bill
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There are lots of good arguments for it. There are also lots of good arguments against it. Since you asked, I'll give you some of the "pro" arguments. In theory, one could take the position "if you chose not to get insurance, it's your own problem, and you should bear the consequences". There are three problems with this. 1.) Children. Children are a big problem in purist capitalist/libertarian policies. Children don't get to chose whether to buy their own insurance. Most people agree that if children get sick, society should pay in some way. For that matter, if the parents get sick and don't get treated, the kids could end up orphans the state has to pay for, 2.) Contagious Diseases. If you catch a contagious disease and don't get cured, you spread it to other people. Some of them may die. Thus your decision to not get insurance effects others. We want anyone who has TB to be able to go to the doctor and get antibiotics. We really don't want anyone to start an antibiotic treatment and run out of money before they finish(creating antibiotic resistant strains). HIV patients on antiviral drugs are less contagious. 3.) In practice, society does pay for sick people without insurance, even if they don't fall in one of the above scenarios. They go to emergency rooms, and don't pay. They go on welfare. Lots of people will say "I chose not to buy insurance, and take the risk" when they are young and healthy, but they tend to sing a different tune if they are badly hurt or get a serious illness. Other reasons for forced insurance... 4.) Spreading the risk among more people reduces the cost for all. If people get to chose not to buy insurance, healthy people will buy it, while sick people won't. 5.) Forced insurances does less to damage the budget deficit then "the public option". 6.) Based on political realities, this was the only universal health plan we were going to get right now.
Source
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There are lots of good arguments for it. There are also lots of good arguments against it. Since you asked, I'll give you some of the "pro" arguments. In theory, one could take the position "if you chose not to get insurance, it's your own problem, and you should bear the consequences". There are three problems with this. 1.) Children. Children are a big problem in purist capitalist/libertarian policies. Children don't get to chose whether to buy their own insurance. Most people agree that if children get sick, society should pay in some way. For that matter, if the parents get sick and don't get treated, the kids could end up orphans the state has to pay for, 2.) Contagious Diseases. If you catch a contagious disease and don't get cured, you spread it to other people. Some of them may die. Thus your decision to not get insurance effects others. We want anyone who has TB to be able to go to the doctor and get antibiotics. We really don't want anyone to start an antibiotic treatment and run out of money before they finish(creating antibiotic resistant strains). HIV patients on antiviral drugs are less contagious. 3.) In practice, society does pay for sick people without insurance, even if they don't fall in one of the above scenarios. They go to emergency rooms, and don't pay. They go on welfare. Lots of people will say "I chose not to buy insurance, and take the risk" when they are young and healthy, but they tend to sing a different tune if they are badly hurt or get a serious illness. Other reasons for forced insurance... 4.) Spreading the risk among more people reduces the cost for all. If people get to chose not to buy insurance, healthy people will buy it, while sick people won't. 5.) Forced insurances does less to damage the budget deficit then "the public option". 6.) Based on political realities, this was the only universal health plan we were going to get right now.
Source
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