My friend has a wart on her hand I told her to go to the cvs to get a wart remover but she says no that she wants to go to the emegency room but wants to know how much is they charge at the emegency room with or with out insurance please help
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I hope millions. Dont waste the time of the emergency room on crap like that. If she does I hope theres a mistake and they remove the limb along with the wart.
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Friday, April 22, 2011
Would you buy Health Insurance from Billy Mays?
First it was OxiClean, then there was Orange Glo, and then KaBoom! Now Billy Mays, your "favorite" infomercial personality is endorsing iCan, an "affordable" Health Insurance.
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I think his voice and his constant hand movements are super annoying
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I think his voice and his constant hand movements are super annoying
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Is there free medical and health insurance in europe, If so what does it cover?
I want to know what health benefits are in europe and if its free for all residents like canada.
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lt's not free for RESIDENTS, it's free for CITIZENS. Illegals and non-subjects/citizens don't get it. Those who do, pay heavily in the form of taxes, and then get in line for the free services. A friend of mine, has a hearing impaired child. The line for a hearing aid, is 18 months long. Open heart surgery in the UK, is 4-6 months long. People who can afford private medical care in those states, get it. It's definately a two class system - first class, for those with money to pay privately, and coach - for those who want the "free" benefits.
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lt's not free for RESIDENTS, it's free for CITIZENS. Illegals and non-subjects/citizens don't get it. Those who do, pay heavily in the form of taxes, and then get in line for the free services. A friend of mine, has a hearing impaired child. The line for a hearing aid, is 18 months long. Open heart surgery in the UK, is 4-6 months long. People who can afford private medical care in those states, get it. It's definately a two class system - first class, for those with money to pay privately, and coach - for those who want the "free" benefits.
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Wouldn't a public option cause the prices to rise in the private health insurance market?
Think about it. If the government comes in and only pays 60-70% of what private insurers pay, won't they recoup that loss by charging private insurance more, causing premiums to raise for the rest of America? Eventually leading to the collapse of private insurance and ending in total government control of healthcare. Am I right?
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Having the Government control our health care system is like putting the wolf in charge of the hen house. How long will that last ?
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Having the Government control our health care system is like putting the wolf in charge of the hen house. How long will that last ?
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I need help understanding Information on health Insurance Plan options.?
I just graduated from college and I need to find some health insurance. I'm looking at some options and they seem to be confusing. I figured out that PPO would be best for me but now there is there other category headers such as Ind Ded, Fam Ded, Coins, Coins Max, ER, OV Copay, Life max and RX Copay. I really don't understand what these mean and the best way to choose health insurance.
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healthplans.my-age.net - here is my health insurance plan. As I remember they can provide such a service.
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healthplans.my-age.net - here is my health insurance plan. As I remember they can provide such a service.
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What to do about my health insurance? They are refusing to cooperate with the doctors office...?
My son had surgery back in February, I received a estimation of benefits once for the surgery. According to the eob we were only suppose to pay 315.90 for the copay and 2.15 for the coinsurance or something like that and we were suppose to be billed for the 317.00 which was the two previous numbers added together. We kept receiving a bill from the doctors office for 501.91 which was basically the total for the entire services minus 18.00 which the insurance paid. Well, I called and talked with the anaestsia office and they told me that my insurance (anthem) wasn't paying enough that's why I received the bill for 501.91. So I talked to anthem and they said I was only responsible for the 317.00 so I sent that and it came out of my bank account. Even after both the doctors office and anthem telling me I paid what I was suppose to, I received an updated eob showing that I still owed money. They even changed around the copay and coinsurance amount to make me look responsible help???
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Here's the big question that you need to ask your insurance company and/or the doctor/hospital: Does the anesthesiologist have a contract with Anthem agreeing to accept their discounted rates? If a provider doesn't have a contract with your insurance company, they can bill you all the way up to the amount that they charged - they aren't obligated to accept a discount. Based on the fact that you received a second Explanation of Benefits from Anthem with the discount removed, it sounds to me like the following happened: Your son's anesthesiologist is not contracted with Anthem. Anthem processed the claim showing their discount. The anesthesiologist protested and argued that they aren't obligated to accept the discount, since they didn't sign a contract agreeing to it. Anthem re-issued a 2nd EOB to you, because they can't stop the anesthesiologist from billing you for the whole amount. (The above paragraph is my gut feeling based on what you typed above - you'll need to confirm with Anthem and the doctor's office that its what actually happened in your case.) If you confirm that's what happened, here are your options: 1) You can try appealing with Anthem to consider the full billed charge on the claim, rather than their discounted rate. (note - was the surgery done in a hospital? If so, use the term "hospital based physician" in your appeal letter to the insurance company. In some states - Ohio for example - the insurer will have to consider the hospital based physician's charges in full if they aren't contracted. If the surgery was in an office or surgery center, that term won't apply of course.) 2) Contact the hospital where the surgery was done and let them know that you are being balance billed by the anesthesiologist. Some (not all) hospitals require that the anesthesiologists who perform services in their hospital work with patients on the discounted rate. I can't guarantee that this will work for you, but the hospital should at least be aware that you're being balance billed by the anesthesiologist. (After all, they are the ones who assigned a non-contracted anesthesiologist to your son's surgery in the first place. Doesn't make the hospital financially liable, but they should be aware that their action lead to greater expense for you.) 3) Try to work out a deal with the anesthesiologist's office. Let them know that you're filing an appeal with Anthem for additional payment. First of all, if they know you're appealing the claim, they're not likely to send you to collections for your outstanding balance. Second of all, their billing person might have additional info/suggestions on what to put in the appeal. Finally, if they know you've exhausted every avenue possible to appeal the claim with Anthem, they might be willing to work out a discount. Doesn't necessarily mean that they'll reduce your bill back to the $317, but they might meet you somewhere in the middle of the $317 and the $501. Good luck!
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Here's the big question that you need to ask your insurance company and/or the doctor/hospital: Does the anesthesiologist have a contract with Anthem agreeing to accept their discounted rates? If a provider doesn't have a contract with your insurance company, they can bill you all the way up to the amount that they charged - they aren't obligated to accept a discount. Based on the fact that you received a second Explanation of Benefits from Anthem with the discount removed, it sounds to me like the following happened: Your son's anesthesiologist is not contracted with Anthem. Anthem processed the claim showing their discount. The anesthesiologist protested and argued that they aren't obligated to accept the discount, since they didn't sign a contract agreeing to it. Anthem re-issued a 2nd EOB to you, because they can't stop the anesthesiologist from billing you for the whole amount. (The above paragraph is my gut feeling based on what you typed above - you'll need to confirm with Anthem and the doctor's office that its what actually happened in your case.) If you confirm that's what happened, here are your options: 1) You can try appealing with Anthem to consider the full billed charge on the claim, rather than their discounted rate. (note - was the surgery done in a hospital? If so, use the term "hospital based physician" in your appeal letter to the insurance company. In some states - Ohio for example - the insurer will have to consider the hospital based physician's charges in full if they aren't contracted. If the surgery was in an office or surgery center, that term won't apply of course.) 2) Contact the hospital where the surgery was done and let them know that you are being balance billed by the anesthesiologist. Some (not all) hospitals require that the anesthesiologists who perform services in their hospital work with patients on the discounted rate. I can't guarantee that this will work for you, but the hospital should at least be aware that you're being balance billed by the anesthesiologist. (After all, they are the ones who assigned a non-contracted anesthesiologist to your son's surgery in the first place. Doesn't make the hospital financially liable, but they should be aware that their action lead to greater expense for you.) 3) Try to work out a deal with the anesthesiologist's office. Let them know that you're filing an appeal with Anthem for additional payment. First of all, if they know you're appealing the claim, they're not likely to send you to collections for your outstanding balance. Second of all, their billing person might have additional info/suggestions on what to put in the appeal. Finally, if they know you've exhausted every avenue possible to appeal the claim with Anthem, they might be willing to work out a discount. Doesn't necessarily mean that they'll reduce your bill back to the $317, but they might meet you somewhere in the middle of the $317 and the $501. Good luck!
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How to get the Top health insurance quotes? can anyone explain me?
I eagerly waiting, to know about Health Insurance plans and quotes. needs info!!!
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Go to a local, independent agent who's familiar with the market in your area. He'll get you quotes with companies that HAVE PROVIDERS in your area. Cheap quotes are no good if you have to drive 200 miles to see the doctor. People who buy their health plans over the internet, end up with discount plans (not health insurance!) where they can't find any providers willing to take them, or have other problems (read, scam bait). Buy it from a local person, with a real office, so if you have problems you can FIND them again.
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Go to a local, independent agent who's familiar with the market in your area. He'll get you quotes with companies that HAVE PROVIDERS in your area. Cheap quotes are no good if you have to drive 200 miles to see the doctor. People who buy their health plans over the internet, end up with discount plans (not health insurance!) where they can't find any providers willing to take them, or have other problems (read, scam bait). Buy it from a local person, with a real office, so if you have problems you can FIND them again.
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