My friend broke his leg and he does not have health insurance. He will not go to the doctor and he is in so much pain. what can he do?
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He needs to see a doctor. Most ERs and some doctors offices will see patients without insurance. Its expensive but most places will take people without insurance as self-pay clients and most hospitals and clinics offer payment plans to pay for services.
Source
Wednesday, April 20, 2011
Is there a Conservative out there who is not satisfied with their health insurance or lack of insurance?
Have you been turned down because of a preexisting condition? Do you think there is ANY need for reform in the health care system? Are you paying exorbitant prices for medication? Are you really satisfied with the status quo? What, if anything, would you change?
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Polls show that the majority of conservatives believe that we need to reform health care. In fact the Republicans have introduced their own version of Healthcare reform. Some of its major features are: ?Number one: let families and businesses buy health insurance across state lines. ?Number two: allow individuals, small businesses, and trade associations to pool together and acquire health insurance at lower prices, the same way large corporations and labor unions do. ?Number three: give states the tools to create their own innovative reforms that lower health care costs. ?Number four: end junk lawsuits that contribute to higher health care costs by increasing the number of tests and procedures that physicians sometimes order not because they think it's good medicine, but because they are afraid of being sued. I agree we all need to make health insurance available and affordable. However, I don't think that we need to put the Federal Government in charge of our health care.
Source
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Polls show that the majority of conservatives believe that we need to reform health care. In fact the Republicans have introduced their own version of Healthcare reform. Some of its major features are: ?Number one: let families and businesses buy health insurance across state lines. ?Number two: allow individuals, small businesses, and trade associations to pool together and acquire health insurance at lower prices, the same way large corporations and labor unions do. ?Number three: give states the tools to create their own innovative reforms that lower health care costs. ?Number four: end junk lawsuits that contribute to higher health care costs by increasing the number of tests and procedures that physicians sometimes order not because they think it's good medicine, but because they are afraid of being sued. I agree we all need to make health insurance available and affordable. However, I don't think that we need to put the Federal Government in charge of our health care.
Source
Kidney Stone and no health insurance. At home remedy?
I have had kidney stones in the past and usually can pass them on my own with prescription pain meds and lots of water. But i was laid off and have lost my health insurance so I can't go to the Dr. Any at home remedies that can help with this pain is appreciated. It is the most horrible pain ever!!
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i ended up in the hospital from the pain i had with mine (even vicoden didnt work) so im doubting theres anything thatll help with the pain you can do at home. look up a free clinic in your area
Source
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i ended up in the hospital from the pain i had with mine (even vicoden didnt work) so im doubting theres anything thatll help with the pain you can do at home. look up a free clinic in your area
Source
I am a new migrant to Australia, i applied for medicare, does it mean i don have to do any health insurance?
Some body told me that everybody is eligible for medicare and it is not a heath insurance. They just provide consutancy services, so do i have to do a medical insurance seperately?
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If you have a permanent visa, you are eligible to join Medicare and you have been misinformed about what Medicare covers. Medicare pays for 100% of all services in public hospitals and cover is available for all conditions from the date of your arrival in Australia. For GP, specialist, pathology and diagnostic services outside a public hospital, Medicare sets a 'scheduled fee' for every type of service and will refund you 85% of that scheduled fee. Some doctors etc 'bulk bill' i.e. they charge only the rebate amount so if you consult them, there will be no co-payment. Most however charge either the scheduled fee or higher (that is up to the practitioner) and you must pay the difference between the rebate amount and the actual charge. For a normal doctor visit, that will usually be around $20 - $30. Safety nets are in place and when a single person (or a whole family) reaches a certain total of out of pocket expenses in a calendar year, the amount of rebate rises - the first step is to 100% of the scheduled fee and the next step will return nearly all of the amount charged, whatever it may be. It doesn't matter how many people are in the family, the total is the same as for an individual and the first safety net threshhold is quite low, so people with a few kids or a condition requiring regular treatment, can reach it quite early in each calendar year. Urgent cases are generally treated quickly in public hospitals, but for any kind of elective treatment (and there is a pretty broad definition of 'elective'), there are usually long waiting lists. Cancer treatment, broken bones, heart conditions and life threatening conditions are non-elective and will be treated quickly but something like orthopedic surgery (e.g. knee or hip replacements) is considered to be elective and there could be a wait of a year or even longer for public hospital treatment. If you are prepared to wait until public hospital treatment is available, you don't need any private hospital insurance. If you want to be able to access elective hospital treatment without waiting in a long queue, private hospital insurance is worthwhile - I have it and wouldn't be without it but the majority of people don't have private insurance and never feel the need for it. Medicare pays for a portion of the private hospital charge and also provides a 30% subsidy on premiums, so premiums are (IMO), reasonable and nothing like as expensive as in other countries. Medicare doesn't cover dental, optical, physio, podiatry or other similar services. Private 'extras' cover is available for dental, optical, physio and other treatment not covered by Medicare. Note that it is NOT possible, (such cover would be illegal) to cover the 'gap' between the Medicare rebate and the amount charged for out of hospital medical services. Private health insurers in Australia are required by law to accept everyone who wishes to take out cover with them, regardless of their medical or claims history and they must charge everyone the same premium for the same level of cover. For pre-existing conditions, there is usually a waiting period before a claim can be made e.g. you can't claim for pregnancy related expenses for 9 or 12 months after joining the fund (there is no waiting period for Medicare benefits).
Source
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If you have a permanent visa, you are eligible to join Medicare and you have been misinformed about what Medicare covers. Medicare pays for 100% of all services in public hospitals and cover is available for all conditions from the date of your arrival in Australia. For GP, specialist, pathology and diagnostic services outside a public hospital, Medicare sets a 'scheduled fee' for every type of service and will refund you 85% of that scheduled fee. Some doctors etc 'bulk bill' i.e. they charge only the rebate amount so if you consult them, there will be no co-payment. Most however charge either the scheduled fee or higher (that is up to the practitioner) and you must pay the difference between the rebate amount and the actual charge. For a normal doctor visit, that will usually be around $20 - $30. Safety nets are in place and when a single person (or a whole family) reaches a certain total of out of pocket expenses in a calendar year, the amount of rebate rises - the first step is to 100% of the scheduled fee and the next step will return nearly all of the amount charged, whatever it may be. It doesn't matter how many people are in the family, the total is the same as for an individual and the first safety net threshhold is quite low, so people with a few kids or a condition requiring regular treatment, can reach it quite early in each calendar year. Urgent cases are generally treated quickly in public hospitals, but for any kind of elective treatment (and there is a pretty broad definition of 'elective'), there are usually long waiting lists. Cancer treatment, broken bones, heart conditions and life threatening conditions are non-elective and will be treated quickly but something like orthopedic surgery (e.g. knee or hip replacements) is considered to be elective and there could be a wait of a year or even longer for public hospital treatment. If you are prepared to wait until public hospital treatment is available, you don't need any private hospital insurance. If you want to be able to access elective hospital treatment without waiting in a long queue, private hospital insurance is worthwhile - I have it and wouldn't be without it but the majority of people don't have private insurance and never feel the need for it. Medicare pays for a portion of the private hospital charge and also provides a 30% subsidy on premiums, so premiums are (IMO), reasonable and nothing like as expensive as in other countries. Medicare doesn't cover dental, optical, physio, podiatry or other similar services. Private 'extras' cover is available for dental, optical, physio and other treatment not covered by Medicare. Note that it is NOT possible, (such cover would be illegal) to cover the 'gap' between the Medicare rebate and the amount charged for out of hospital medical services. Private health insurers in Australia are required by law to accept everyone who wishes to take out cover with them, regardless of their medical or claims history and they must charge everyone the same premium for the same level of cover. For pre-existing conditions, there is usually a waiting period before a claim can be made e.g. you can't claim for pregnancy related expenses for 9 or 12 months after joining the fund (there is no waiting period for Medicare benefits).
Source
What is the best and cheap health insurance?
I came form a different country so i dont have any insurance when i came to california. What is the best that i dont have to pay anything when emergency and cheap like $30 per month.
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Hi Bella. You should try to get some insurance right away. There are a lot of options for temporary insurance and cheap rates. Your best bet is to go thought a broker. They have access to multiple providers and can find you the best rate. We used J.C. Lewis and I'd recommend them for health insurance in California. http://www.jclis.com/ Good luck and don't wait too long to get insured. It's okay as long as your health but if something happens, you could lose a lot.
Source
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Hi Bella. You should try to get some insurance right away. There are a lot of options for temporary insurance and cheap rates. Your best bet is to go thought a broker. They have access to multiple providers and can find you the best rate. We used J.C. Lewis and I'd recommend them for health insurance in California. http://www.jclis.com/ Good luck and don't wait too long to get insured. It's okay as long as your health but if something happens, you could lose a lot.
Source
Is there the best and cheap health insurance?
I came form a different country so i dont have any insurance when i came to california.
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I recommend you this site where you can compare quotes so you can find the best option for you http://qinsurance.notlong.com
Source
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I recommend you this site where you can compare quotes so you can find the best option for you http://qinsurance.notlong.com
Source
Anybody else gonna cancel their health insurance and let republicans pay for their care?
They say there is nothing wrong with the system so tommorrow I will cancel my insurance and hide my assets and just go to the hospital for free healthcare. Republicans can pay for insurance and my healthcare from now on. Thanks for the welfare guys. Now, how should I spend the extra 500 dollars i have every month from not paying insurance?
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Sorry but one more worthless turd mooching off the system isn't going to break it. Unfortunately they cannot fix your brain damage in the ER so I guess you are screwed there.
Source
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Sorry but one more worthless turd mooching off the system isn't going to break it. Unfortunately they cannot fix your brain damage in the ER so I guess you are screwed there.
Source
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