Who regulates this? The insurance companies? The large companies? It doesn't make sense that this cannot be done.
--------------------
cause there are laws that govern that sort of thing...and trust me they are set up to protect insurance companies and enhance profits. Also...even larger plans these days are nothing to brag about.....its easy to find a family coverage out there that is very crappy and where the employer and employee are paying over $18,000 a year to cover just 3 family members.
Source
Monday, April 11, 2011
Why wouldn't politicians who believe the private middle class is the market help them give health insurance ?
The whole issue of insurance was from WWII and they used it to recruit workers if that's the case why not give incentives.
--------------------
I do not understand why so many Americans have fallen for lies about healthcare in the USA, abroad and also the planned reforms [1]. I mean, if the healthcare system in the USA is so good, why have no other nations taken it up? Could it be due to the following facts? FACT - the USA spends more on healthcare PER PERSON than any other nation on the planet [2]. FACT - the US has higher death rates for kids under five than western European countries with universal health coverage [3]. Or if the US healthcare system is run so well, why not run the fire service like the healthcare system? [4] Maybe that is because in the USA, insurance companies push up costs, buy politicians and refuse to pay claims that people pay for [5]. (Look up Wendell Potter on YouTube to hear more if the link below is too long.) Obama wants to make insurance cheaper, stop insurance companies from refusing health coverage to those with pre-existing conditions, and make sure they pay out when they are meant to [6], a system similar to that which works in Taiwan [7]. He debated this before he was elected [8]. Is it right that a dead American four year old would have had a better chance of life if they were born in Canada, Cuba, Germany and so many other industrialised nations with universal healthcare? If you think my arguments are wrong, e-mail me with proof. But if you can not, let Obama try to help America. If he fails, vote him out in 2012.
Source
--------------------
I do not understand why so many Americans have fallen for lies about healthcare in the USA, abroad and also the planned reforms [1]. I mean, if the healthcare system in the USA is so good, why have no other nations taken it up? Could it be due to the following facts? FACT - the USA spends more on healthcare PER PERSON than any other nation on the planet [2]. FACT - the US has higher death rates for kids under five than western European countries with universal health coverage [3]. Or if the US healthcare system is run so well, why not run the fire service like the healthcare system? [4] Maybe that is because in the USA, insurance companies push up costs, buy politicians and refuse to pay claims that people pay for [5]. (Look up Wendell Potter on YouTube to hear more if the link below is too long.) Obama wants to make insurance cheaper, stop insurance companies from refusing health coverage to those with pre-existing conditions, and make sure they pay out when they are meant to [6], a system similar to that which works in Taiwan [7]. He debated this before he was elected [8]. Is it right that a dead American four year old would have had a better chance of life if they were born in Canada, Cuba, Germany and so many other industrialised nations with universal healthcare? If you think my arguments are wrong, e-mail me with proof. But if you can not, let Obama try to help America. If he fails, vote him out in 2012.
Source
I'm applying for health insurance from my employer who doesn't know I'm pregnant yet, what should I do?
I found out I was pregnant a few days after I started working for this company. Now that I completed the 3 months probation period, I'm applying for health insurance but in the form I'm filling they ask if I'm pregnant! I don't want to brake the news this way, I wanted to tell the in a more courteous manner because they've been really good to me. Now it seems that I'm handing the papers and telling them that I'm 4 months pregnant!!! Does not look very appropiate, but I'm force to do it. I need the insurance badly, it's true, but that is not the reason I got a job in hte first place.
--------------------
Do what you need to do. If you have to turn the papers in now then do it. This is about the health of you and your baby and insurance is VITAL for that. Manners can wait while you get what you need.
Source
--------------------
Do what you need to do. If you have to turn the papers in now then do it. This is about the health of you and your baby and insurance is VITAL for that. Manners can wait while you get what you need.
Source
If you have a choice between the new government health insurance and private, which are you going to choose?
How will it effect private insurance? Will a lot of employers drop their plans, hoping that the government will cover everybody now?
--------------------
Simple economics. The tax imposed on employers for not covering their employees is less than the cost of providing insurance, which will cause many employers to drop the plan, especially if the economy is bad when the bill becomes effective. Some employers will "carve out" management and offer them private group coverage and let the regular employees fend for themselves. There will also still be private group plans for union workers because the unions will demand the superior coverage. Of course, government workers will still have private coverage. Current private individual plans will vanish because they will not be allowed to add new members. Through attrition the plan membership will become so small that it will not be economically feasible to continue the plans. Private companies that offer exchange qualified plans will be available but the cost will be much higher. This is because the government option uses Medicare doctors and pays the doctors and hospitals Medicare rates plus 5%, which is 50% to 70% of what private companies pay.
Source
--------------------
Simple economics. The tax imposed on employers for not covering their employees is less than the cost of providing insurance, which will cause many employers to drop the plan, especially if the economy is bad when the bill becomes effective. Some employers will "carve out" management and offer them private group coverage and let the regular employees fend for themselves. There will also still be private group plans for union workers because the unions will demand the superior coverage. Of course, government workers will still have private coverage. Current private individual plans will vanish because they will not be allowed to add new members. Through attrition the plan membership will become so small that it will not be economically feasible to continue the plans. Private companies that offer exchange qualified plans will be available but the cost will be much higher. This is because the government option uses Medicare doctors and pays the doctors and hospitals Medicare rates plus 5%, which is 50% to 70% of what private companies pay.
Source
What make you people think hilary is going to do some thing about the health insurance.?
hilary did crap when she was with bill.health insurance is like the pharmaceutical co.in the stock market. it.s all about makeing money forget about the little guy.
--------------------
Well she tried and Congress knocked her down. Bet she'd do it this time. But who's gonna' pay?
Source
--------------------
Well she tried and Congress knocked her down. Bet she'd do it this time. But who's gonna' pay?
Source
Why should it be an employers responsibility to supply health insurance to their employees?
Shouldn't an individual be responsible for his own health?
--------------------
Because you have better bargaining power when you can purchase multiple policies.
Source
--------------------
Because you have better bargaining power when you can purchase multiple policies.
Source
In the health insurance world, what is a flex credit?
I just got added to my partners insurance plan through her job. Her taxes then proceeded to go up by about $60 a pay, and when making $13 an hour, that can be a lot. She works exactly 80 hours a pay cycle, so the taxes should be very similar, and then she got a letter saying that taxes will be withheld from your pay based on the flex credits received. Any ideas on what that would mean?
--------------------
Couple points: + Employers today often have a lower contribution for single coverage than for dependents. Thus, when you enrolled her contribution, each pay day, for her share of the monthly premium may be more than double what she was paying. It would be listed as a contribution. + Some firms give employees a certain amount of credits to use toward all the benefits they offer e.g. medical, dental, 401(k), etc. This is often called a flexible benefit plan - thus the term flex credits. Firms usually give more credits to a person who enrolls a spouse, domestic partner, new child, etc.
Source
--------------------
Couple points: + Employers today often have a lower contribution for single coverage than for dependents. Thus, when you enrolled her contribution, each pay day, for her share of the monthly premium may be more than double what she was paying. It would be listed as a contribution. + Some firms give employees a certain amount of credits to use toward all the benefits they offer e.g. medical, dental, 401(k), etc. This is often called a flexible benefit plan - thus the term flex credits. Firms usually give more credits to a person who enrolls a spouse, domestic partner, new child, etc.
Source
Subscribe to:
Posts (Atom)