Friday, March 25, 2011

Health Insurance Question - What should I do?

I have no health insurance. I never go to the doctor but occasionally have sleep problems (and once in awhile, take Ambien CR). I'm *very* poor and I only care about medical insurance enough to cover the enormous cost of this medication. What sort of insurance should I apply for? How should I go about this? I'm only 20 and don't know anything about this stuff.
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You can apply for medical assistance though your State or County.
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What is your knowledge & understanding on health insurance?

I am studying this in med. assistant class. So to those who work in this field, what is medical insurance in a nutshell?
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Health insurance provides health care coverage for individuals ......there is a huge monthly premium that insurers must pay for health benefits.....such as hospital coverage for an illness or accident, regular doctors visits, and for pharmaceutical drugs. The overall costs are astronomical in the United States.......... so many people cannot afford the monthly fees to help them live a normal life.....as many people need the insurance to help them pay for maintenance drugs they need to survive. Such as illnesses as simple as Asthma and arthritis.......... people need to have daily medicine....called preventative medicine which is very costly.
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How do you set up a medical transportation service to be paid by health insurance company?

i would like to transport patients to and fro' medical appts and get paid thru medical insurance companies.
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Sorry, but insurance doesn't pay for transportation in most cases except for emergency ambulance rides or transporting a patient from one hospital to another if the first hospital is unable to treat the patient.
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Can health insurance (no dental) cover braces in some cases?

For example, central and lateral incisors are crowded. Both have moved a significant amount, causing a change in the bite (can basically not use the front teeth to bite). In something so extreme, can health insurance cover the braces needed to repair?
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healthquotes.awardspace.info - here is my health insurance plan. As I remember they can provide such a service.
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Is it true that employer provided health insurance will be taxed as income?

I'm told section 9102 of the HC Law requires cost of employer provided insurance be reflected on employee's W2 form beginning in 2011. Logic suggests that is taxable income. What say you!
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No it is NOT true, contrary to what mis-informed GOP trolls on here would like you to believe. Check out the facts: http://www.snopes.com/politics/taxes/hr3…
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How can my boyfriend (who has CF) and I get married and have health insurance while in college?

He has Cystic Fibrosis (mild case, but with expensive medications), and I am healthy. We are both on our parent's insurance plans and would like to get married in the next 2 years (when he and I are juniors in college). Is there a way to do this?
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If you are in college, you may want to check out health insurance programs that are written through your school. United Healthcare has a plan available at many US schools. These student injury and illness plans provide wide ranging coverage and are designed to be more affordable than an individual policy. To check if your school is participating, go to www.UHCSR.com and enter your school name at the prompt. Even if your school is not contracted with United Healthcare, you may become eligible by joining the ACSA (American College Student Association) for a minimal fee, and take advantage of the plan that covers college students across the US. If you don't find your school listed, type in ACSA and view the benefits available to their members.
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Why do people who oppose the health insurance reform bill think it's socialistic?

It uses privatization, not socialistic principles. The reason why the rest of the world pays half per capita for health care (and get better outcomes) is because EVERYBODY IS COVERED. Don't people understand that for the price to go down, everyone has to be included and contribute. That's why there's the mandate. People are more emotional than logical.
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Because they've been parroting everything they "know" for so long that they can't stop themselves.
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