I'm a 20 year old female with a federal job. I go to the doctor for womanly visits about twice a year, wear contacts, dentist check up, and I'm on birth control pills. Which health plan should I choose since I rarely go to the doctors?
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Well, the CHEAPEST thing for you is probably going to be through your work. If you want a private policy, a nice major medical policy with high deductible is probably going to be most cost effective in the long run. Dental isn't covered under health insurance - you need dental insurance - and private plans cost more than two visits to the dentist each year. A LOT more.
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Tuesday, March 22, 2011
do you get mailed letters about health insurance?
ok me n my bf have been going out for while and we want to have sex n i am going to go to planned parenthood for birth control i was wondering if i used my health insurance card if my parents would be mailed something about the coverage of my birth control.
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They might be, yes. Many insurance companies send out statements every month showing how much coverage has been used and what amounts have been paid to which providers. Talk to the Planned Parenthood people about this. Many of their services are available free or at a very reasonable cost. They won't bill your insurance company if you ask them not to. (And PLEASE don't decide not to use birth control because of this!)
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They might be, yes. Many insurance companies send out statements every month showing how much coverage has been used and what amounts have been paid to which providers. Talk to the Planned Parenthood people about this. Many of their services are available free or at a very reasonable cost. They won't bill your insurance company if you ask them not to. (And PLEASE don't decide not to use birth control because of this!)
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Why does the govt passed laws protecting Health Insurance Companies from Anti-Trust Monopoly Laws?
Why is it? I know you may say that there are thousands of insurance companies, however, they are mostly owned by 4 companies. Insurance companies had a lot to do with how the cars manufacturers in the US were affected. Toyota, nor Honda pay insurance to their employees, the govt of Japan does. That way they saved millions a year to invest in their cars. Why do we protect these companies from anti trust law? Lobby? Bribery? Thanks for your answers.
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Because they make more money that way. It's kind of like that famous bank robber who when asked, "Why do you rob banks?" responded, "Because that's where they keep the money."
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Because they make more money that way. It's kind of like that famous bank robber who when asked, "Why do you rob banks?" responded, "Because that's where they keep the money."
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Dems pass a bill that forces me to buy health insurance from an insurance company?
so explain to me how that makes Republicans in the pocket of major insurance companies again? Liberal logic is a massive fail.
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42! Nope that doesn't work. It's Bush's fault! Nope again. Ummmm.......
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42! Nope that doesn't work. It's Bush's fault! Nope again. Ummmm.......
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Where can we get health insurance in New York that we can afford?
We belong to the Chamber Of Commerce and got our insurance through them. We dropped our LLC status because there were so many filing fees and our business has dropped dead with the economy. We became sole proprietors. As a result, Blue Cross Blue Shield dropped us. We're both healthy but I'm 61. We have never been late with any payments. We might as well jump off the roof!
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There are always places that you can get health insurance in New York. In fact, that state seems to do a great job of making sure that there is coverage their residents. You can check out the State Insurance Website for more information on what they have to offer. And in addition to that, get several quotes from a variety of companies to see what they are able to offer you. You can try various scenarios of coverage to find the right one for your budget. The easiest way to do that is search online. You can get several quotes in minutes from an online search. I hope that help!
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There are always places that you can get health insurance in New York. In fact, that state seems to do a great job of making sure that there is coverage their residents. You can check out the State Insurance Website for more information on what they have to offer. And in addition to that, get several quotes from a variety of companies to see what they are able to offer you. You can try various scenarios of coverage to find the right one for your budget. The easiest way to do that is search online. You can get several quotes in minutes from an online search. I hope that help!
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Is it legal for a company to refuse to put a spouse on health insurance?
Is it legal for a company that you work for to refuse to put your spouse on your insurance if they are able to get their own insurance at the company they work for?
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A company can require the spouse to take their employers insurance if the company self funds their own insurance. They can even charge a surcharge if your spouse elects your coverage when they can get their own coverage through their own employer. If however it is a fully insured plan then it is not legal. Self funded insurance does not have to follow the same guidelines as fully insured groups.
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A company can require the spouse to take their employers insurance if the company self funds their own insurance. They can even charge a surcharge if your spouse elects your coverage when they can get their own coverage through their own employer. If however it is a fully insured plan then it is not legal. Self funded insurance does not have to follow the same guidelines as fully insured groups.
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Do all full times jobs give you health insurance?
I just got a full time job. The guy really didnt say anything about health insurance or any kind of insurance since its full time i was wondering if i get it? its about $9.00 an hours. not sure if that helps any tho
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Offering health insurance or any other type of employee benefits such as 401k plans, profit sharing, life insurance, disability, etc. is entirely optional for the employer unless they are a "union shop". The companies that usually offer these benefits do so to increase retention (a high turnover rate can lead to poor profits), increase morale among employees, increased production and an overall better work environment because employees feel more valued and respected which is worth more to them than say an extra 25 cents per hour. While most companies that offer the benefits do so only for full time employees, some companies do offer the benefits to part time employees. In addition some companies do have a waiting period (which can vary from 30 days to ......) after your initial hire date before you become eligible for the benefits. In addition the amount the companies expect the employees to contribute to the plans varies widely among clients which means to get coverage under group health insurance you might have to contribute anywhere from 10 to 50% of the cost. You should probably ask someone in the Human Resources Department or the Office Manager or look in the Employee Manual if you were given one since many times it is listed there. If they do not offer health insurance, you will need to either purchase your own or try to find another job that offers it. I do wish you the best of luck at this new job.
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Offering health insurance or any other type of employee benefits such as 401k plans, profit sharing, life insurance, disability, etc. is entirely optional for the employer unless they are a "union shop". The companies that usually offer these benefits do so to increase retention (a high turnover rate can lead to poor profits), increase morale among employees, increased production and an overall better work environment because employees feel more valued and respected which is worth more to them than say an extra 25 cents per hour. While most companies that offer the benefits do so only for full time employees, some companies do offer the benefits to part time employees. In addition some companies do have a waiting period (which can vary from 30 days to ......) after your initial hire date before you become eligible for the benefits. In addition the amount the companies expect the employees to contribute to the plans varies widely among clients which means to get coverage under group health insurance you might have to contribute anywhere from 10 to 50% of the cost. You should probably ask someone in the Human Resources Department or the Office Manager or look in the Employee Manual if you were given one since many times it is listed there. If they do not offer health insurance, you will need to either purchase your own or try to find another job that offers it. I do wish you the best of luck at this new job.
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