I have to make the yearly selections on my insurance benefits should I carry my spouse on mine and he carry me on his. Will this benefit us or hurt us
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There is no reason that both of you should be on each policy. You will not get double benefits. The way to approach it is to compare the plan features of each and take into account how much your employer contributes to the cost of the respective plans. If you consider your out of pocket cost (copays & deductibles) and what your monthly premium will be, net of the employer contribution, it should not be a problem to choose the one plan that is best combination of cost and benefits.
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Saturday, March 19, 2011
Why are we focusing on health insurance companies?
The health insurance industry makes a profit margin of about 3.3%. Hospital facilities are around 25%. If anyone disputes this, I will provide a source. Why are we focusing on the health insurance industry (the one that pays the doctor bills), rather than focusing on the doctors themselves? It's scary going to the doctor or into the hospital and you have no clue how high your bill is going to be. Shouldn't they tell you the price before they treat you? I mean come on, a cat scan does not cost $8000. It's not the health insurance industry that is charging us insane prices, it is the doctors and hospitals. Instead of demonizing the health insurance industry, why aren't we demonizing the doctors and hospitals that charge these prices?
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Well, first they tried to say our health care SYSTEM was broke and we ranked 800th in the world in care (just behind Sudan). But the fact is, we have excellent health care. Our hospitals and doctors are the best in the world. Our national survival rates for diseases like cancer are better than any country with Socialized/Nationalized/Government Health Care. *shhhh - don't let anyone know* The medical care professionals quickly rose up and looked to put up a rather staunch defense of their work. Obama quickly changed the tactic from condemning the health care profession to demonizing the health insurance industry. Yeah, those evil big insurance guys. Let's get 'em." Obama and the Liberals once again go after "The Big Guy" in defense of "The Little Guy" because "The Little Guy" is getting screwed. The fact is, "The Little Guy" is going to get screwed even worse by "Big Government" because with Big Gov you have even fewer choices and less power. You can sue an insurance company. It isn't easy but it can be done. Try suing Fed Gov.
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Well, first they tried to say our health care SYSTEM was broke and we ranked 800th in the world in care (just behind Sudan). But the fact is, we have excellent health care. Our hospitals and doctors are the best in the world. Our national survival rates for diseases like cancer are better than any country with Socialized/Nationalized/Government Health Care. *shhhh - don't let anyone know* The medical care professionals quickly rose up and looked to put up a rather staunch defense of their work. Obama quickly changed the tactic from condemning the health care profession to demonizing the health insurance industry. Yeah, those evil big insurance guys. Let's get 'em." Obama and the Liberals once again go after "The Big Guy" in defense of "The Little Guy" because "The Little Guy" is getting screwed. The fact is, "The Little Guy" is going to get screwed even worse by "Big Government" because with Big Gov you have even fewer choices and less power. You can sue an insurance company. It isn't easy but it can be done. Try suing Fed Gov.
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Health insurance is out of control and the fix is to make people buy it?
This is the best idea ever. Only pre-existing conditions for children are covered, sorry Natoma, still no insurance for you
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Plus it will cost 2 Trillion just to make that happen - gotta wonder where all the rest is going...
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Plus it will cost 2 Trillion just to make that happen - gotta wonder where all the rest is going...
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How much would health insurance be for me?
I'm 19, a non-smoker, with a body mass index of 19.9. I am in pretty good health, I did have spinal surgery when I was younger and corrective jaw surgery last summer but other than that no pre-existing conditions. I just got dropped from my parents coverage and the job I'm working doesn't offer me enough hours to be full time and get coverage so I have to buy my own, and I'm wondering how much that will cost.
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Try this site http://heinsurance.notlong.com here you can get quotes from different companies in your area.
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Try this site http://heinsurance.notlong.com here you can get quotes from different companies in your area.
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how can i get very cheap health insurance?
i am 18 yrs old, i go to school and i work at a place that doesnt have insurance and i really need to go to get my teeth pulled and i need to go to the doc for my stomach... how can i get free or very cheap health insurance?? cause i have no MONEY!!
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What kind of school do you go to - high school or college? Most colleges have some sort of health plan. You should ask at the health center or infirmary. Dental insurance is separate from health insurance and is much harder to come by and more expensive.
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What kind of school do you go to - high school or college? Most colleges have some sort of health plan. You should ask at the health center or infirmary. Dental insurance is separate from health insurance and is much harder to come by and more expensive.
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Why are only 32% willing to Pay Higher Taxes to Provide Health Insurance for All?
http://www.rasmussenreports.com/public_c… Thirty-two percent (32%) of American adults say they'd be willing to pay higher taxes so that health insurance could be provided for all Americans. The latest Rasmussen Reports national telephone survey found that 54% say they're not willing to pay more in taxes.
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Why should I pay for someone else's health care? I pay enough in taxes already. Health care is a privilege, not a right. Let people go out and purchase it. Edit: Gotta love the libs attacking Rasmussen. They are widely known as the definitive and most accurate poll out there.
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Why should I pay for someone else's health care? I pay enough in taxes already. Health care is a privilege, not a right. Let people go out and purchase it. Edit: Gotta love the libs attacking Rasmussen. They are widely known as the definitive and most accurate poll out there.
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health insurance. I want to visit the UK and france for a week?
I am planning to visit france and the UK for only a week and I am trying to apply for a visa. Do you think it is impossible to get the visas in a week or so? They say I have to have insurance in the application form, do I really need to?
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A visa is not necessary unless you're going to be there for more than three months. If you will be applying for a visa sometime, though, and if you don't have health insurance, then research travel insurance companies. There are several which offer you specialized insurance for travel, especially if you are travelling with a program or organization.
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A visa is not necessary unless you're going to be there for more than three months. If you will be applying for a visa sometime, though, and if you don't have health insurance, then research travel insurance companies. There are several which offer you specialized insurance for travel, especially if you are travelling with a program or organization.
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