My husband is thinking about taking a job offer to move us to Florida. My son has a platlett disorder and is covered under Medicade/Medicare. I was told that since he is covered under an insurance that the pre exctixing cause shouldn't take effect? Is this true. And how can I keep from being any more out of pocket by moving???
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You should start talking to Florida medicaid now, while your current income qualifies you to contiue coverage. Medicaid will be cheaper than family coverage, I imagine. Then, when you no longer qualify for medicaid, then add your son to the group plan. Medicaid qualifies for continuous coverage (you'll need to ask for a certificate of credible coverage from your medicaid carrier). Even making more money, your son may still qualify for medicaid - check that too.
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Tuesday, February 8, 2011
What is the best type of health insurance for getting kids ready for school?
What is the best type of health insurance I can get to help my kids go to the doctor, get checkups and vaccines, and have them ready for school? Or like if they break their arm on the playground or something? Anything else I should be thinking of as to why I should get insurance for my kids before they go back to school? Sorry, lot of questions but I appreciate your help. Thanks
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health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.
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health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.
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Can married children stay on parents' health insurance?
My fiance and I are scheduled to get married in Fall 2012 when I graduate college. We have been considering moving the date up to Fall 2011. Our main concern is that we will lose our parents insurance if we get married. My fiance's employer offers health insurance but it is expensive and doesn't cover much. His parents insurance is much better. I have been reading some things about the new health care policy and was unclear about how they are treating the issue of married children.
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The policy will differ between providers. Some providers will allow a child to stay on a parents' policy until the age of 21, while others will allow the child to stay on the policy until the age of 25, so long as the child is in school. You should ask your parents to contact their providers, and inquire about the policy, and whether you will continue to be covered after getting married. Don't be surprised if you won't be covered.
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The policy will differ between providers. Some providers will allow a child to stay on a parents' policy until the age of 21, while others will allow the child to stay on the policy until the age of 25, so long as the child is in school. You should ask your parents to contact their providers, and inquire about the policy, and whether you will continue to be covered after getting married. Don't be surprised if you won't be covered.
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Cons: What will you do if you lose your health insurance?
or your claim is denied by the health insurance co?
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You will not get a straight answer out of any of them because they have no Idea what they would do. They only want to call you a socialists because you want some form of health care. They would probably do like the rest that don't have health care, and sponge of the gov. Lady sabl, if you fought and won, who paid your medical bills? If what you say, you went with out, doesn't that mean you lost your health care, or are you sure about losing that job, you can't have it both ways.
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You will not get a straight answer out of any of them because they have no Idea what they would do. They only want to call you a socialists because you want some form of health care. They would probably do like the rest that don't have health care, and sponge of the gov. Lady sabl, if you fought and won, who paid your medical bills? If what you say, you went with out, doesn't that mean you lost your health care, or are you sure about losing that job, you can't have it both ways.
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Massachusetts Mandatory Health insurance law question?
I need to know who to report a company to, which is denying health insurance benefits. In the state of massachusetts.
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Contact the Massachusetts Division of Insurance. Here is the website: http://www.mass.gov/?pageID=ocaagencylan…
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Contact the Massachusetts Division of Insurance. Here is the website: http://www.mass.gov/?pageID=ocaagencylan…
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Where can I search for health insurance that's right for me?
I'm looking for affordable health insurance. Is there a website where I can compare rates and benefits of different health insurance providers side by side?
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What do you consider affordable? I have clients who think their $1000 per month policy is affordable and others who complain about paying $100 per month. Do not try to do this over the internet. It'll take you several days to intelligently compare all the plans available. Also, if you have any pre-existing conditions that might add a rider to the policy, cause you to be declined, or if you are out of the height and weight guidelines you won't know until you've applied and gone through the underwriting process. You should visit a local agent that works with all the major companies in your area. The agent can help you find the best plan for your situation and budget, usually in just a few minutes. There is no extra charge using an agent. Be aware that with health insurance you get what you pay for. How smart is it to save $30 per month if you have a hospital charge of $100,000 sometime in the future.
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What do you consider affordable? I have clients who think their $1000 per month policy is affordable and others who complain about paying $100 per month. Do not try to do this over the internet. It'll take you several days to intelligently compare all the plans available. Also, if you have any pre-existing conditions that might add a rider to the policy, cause you to be declined, or if you are out of the height and weight guidelines you won't know until you've applied and gone through the underwriting process. You should visit a local agent that works with all the major companies in your area. The agent can help you find the best plan for your situation and budget, usually in just a few minutes. There is no extra charge using an agent. Be aware that with health insurance you get what you pay for. How smart is it to save $30 per month if you have a hospital charge of $100,000 sometime in the future.
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Question on health insurance premium deductibility?
Would health insurance premiums still be deductible as a medical expense if they are paid with pre-tax dollars under a section 125 plan?
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Of course not! You already got a deduction through the Sec 125 plan. Double-dipping is NOT allowed!
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Of course not! You already got a deduction through the Sec 125 plan. Double-dipping is NOT allowed!
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